1 Fern Gardens, MK45 1AN
1 Fern Gardens is a freehold detached house on Fern Gardens in MK45. It last sold for £390,000 in 2012 — its 4th recorded sale, up 225% on its first recorded sale of £119,995 in 1995.
What this home is
The physical record — from its EPC assessments, HM Land Registry and the VOA.
EPC data © Crown copyright; bedrooms are the register's estimate, not a survey. Tenure from HM Land Registry.
What is it worth now?
An indicative projection from its own sale record — the report's valuation prices it against individual comparable sales.
Indicatively £790,000–£1,252,000 today, projected from its 2012 sale.
From the 2012 sale, the indicative range widens as time passes — the cone is that growing uncertainty, not a forecast.
Across Central Bedfordshire, the official average home value is £358,992 — +4% in a year, +19% over five.
Covers the whole Central Bedfordshire area, not this postcode.
A point estimate with likely and wide ranges, built from individual comparable sales nearby — each listed with address, date, size and adjusted price.
See everything inside
You're seeing the shape of it — the report has the substance.
Indicative range projected from HM Land Registry sold prices; not a formal valuation, survey or appraisal.
Everything on 1 Fern Gardens, unlocked
The valuation with its comparables, every application and document trail, tenure & title, the ten score workings — the full dossier for this one address.
Instant · one-off for this address · no account needed for the £5 report
Sale history
Every transaction HM Land Registry records for 1 Fern Gardens, newest first.
4 recorded sales since 1995, up 225% from first to latest.
This home's recorded sales joined up, with the change between each — against MK45's yearly median.
HM Land Registry Price Paid Data; sales before 1995 are not in the public dataset.
The practical file
The running costs and everyday infrastructure a viewing can't show you.
Council tax band F (≈£3,634/yr) · gigabit broadband reaches 79% of premises.
The full amenity list by category with names and distances — supermarkets to GPs to gyms — plus parks with sizes and every connectivity measure in full.
See everything inside
You're seeing the shape of it — the report has the substance.
VOA council-tax band with the authority's current rates; Ofcom broadband coverage; amenities from OpenStreetMap contributors (ODbL); EV charging from the National Chargepoint Registry; hygiene ratings from the Food Standards Agency.
The neighbourhood
Who lives here and how the area ranks — the Central Bedfordshire 016E neighbourhood, from the Census and the Indices of Deprivation.
IMD decile 9/10 — among the least deprived areas in England; household income about 24% above the national average; shared/rented housing low.
In plain terms: income and employment score well.
24% above the national average.
The dark tick on each bar marks the England & Wales average.
ONS Census 2021 and the English Indices of Deprivation, at neighbourhood (LSOA/MSOA) level — the immediate pocket, not the whole postcode district.
The street and the area
Where 1 Fern Gardens sits in its local market.
1 Fern Gardens: quick answers
From HM Land Registry, EPC, VOA, Police.uk, DfE and Environment Agency records.
1 Fern Gardens last sold for £390,000 on 25 Oct 2012, according to HM Land Registry.
HM Land Registry records 4 sales for 1 Fern Gardens between 1995 and 2012. Sales before 1995 are not in the public dataset.
1 Fern Gardens is in council tax band F, costing about £3,634 a year (Central Bedfordshire UA).
Carrying its 2012 sale price forward with its own compounded sale-price growth of 7.2% a year across 4 sales suggests roughly £790,000–£1,252,000 as of 2026. This is indicative only — the full report values it against individual comparable sales.
Top available download speed is around 0 Mbps. Gigabit-capable broadband reaches 79% of premises in this postcode. (Source: Ofcom)
Other homes at MK45 1AN
Recorded sales for the other addresses sharing this postcode on Fern Gardens.
All homes at this postcode, with sales counts & floor areas (11)
| Address | Last sold | Price | Sales | Floor area |
|---|---|---|---|---|
| 2 Fern Gardens | 1997 | £147,500 | 1 | — |
| 3 Fern Gardens | 2011 | £442,500 | 2 | — |
| 36 Steppingley Road | 2019 | £604,000 | 6 | 219 m² |
| 40 Steppingley Road | 2020 | £610,000 | 4 | 146 m² |
| 42 Steppingley Road | 2009 | £275,000 | 1 | 119 m² |
| 44 Steppingley Road | 1998 | £180,000 | 1 | — |
| 48 Steppingley Road | 2016 | £560,000 | 1 | 163 m² |
| 50a Steppingley Road | 2006 | £277,500 | 1 | — |
| 52 Steppingley Road | 2009 | £260,000 | 2 | — |
| 54 Steppingley Road | 2017 | £485,000 | 4 | — |
| 56 Steppingley Road | 2020 | £435,000 | 2 | 142 m² |
- Last sold
- 1997
- Price
- £147,500
- Sales
- 1
- Last sold
- 2011
- Price
- £442,500
- Sales
- 2
- Last sold
- 2019
- Price
- £604,000
- Sales
- 6
- Floor area
- 219 m²
- Last sold
- 2020
- Price
- £610,000
- Sales
- 4
- Floor area
- 146 m²
- Last sold
- 2009
- Price
- £275,000
- Sales
- 1
- Floor area
- 119 m²
- Last sold
- 1998
- Price
- £180,000
- Sales
- 1
- Last sold
- 2016
- Price
- £560,000
- Sales
- 1
- Floor area
- 163 m²
- Last sold
- 2006
- Price
- £277,500
- Sales
- 1
- Last sold
- 2009
- Price
- £260,000
- Sales
- 2
- Last sold
- 2017
- Price
- £485,000
- Sales
- 4
- Last sold
- 2020
- Price
- £435,000
- Sales
- 2
- Floor area
- 142 m²
HM Land Registry last recorded sale per address; unsold homes show no price.
The full £5 report opens every locked panel in this dossier — a precise comparables-based valuation, the itemised EPC, planning activity, school results and admissions odds, forward-looking flood risk, a negotiation read and a viewing checklist, for this exact home.
Contains public-sector data © Crown copyright and database right 2026, licensed under the Open Government Licence v3.0 where applicable. Amenity data © OpenStreetMap contributors (ODbL). Sales before 1995 are not in the public dataset. Figures describe recorded data and are not a survey or valuation of this home; the indicative range is a projection, not an appraisal. marks detail included in the £5 report.