Every number you need, before you offer.

Your monthly payment and total interest, for any loan, rate and term.

Turn your income and deposit into a realistic buying budget.

What overpaying really saves in interest — and how many years it cuts.

What switching deals actually saves, after fees and exit charges.

The monthly gap, the total-cost gap, and what you’d still owe.

Your LTV, the pricing band it puts you in, and what nudging down is worth.

Your payment at the rate lenders actually test — not the one advertised.

How far the 25% LISA bonus gets your deposit — and the cap to watch.

How long your deposit will really take at your monthly saving rate.

SDLT and LTT for 2025/26 — main rates, first-time buyer relief, surcharges.

Everything you pay on top of the deposit, added up honestly.

What moving day costs, from a hired van to a full packing service.

Your real maximum bid once deposits, fees and funding are counted.

Selling and buying costs combined — what a move takes out of your equity.

What short-term bridging finance really costs, fees and all.

Mortgage plus council tax, energy, upkeep — the number that hits your bank.

What compound growth does to a price over 5, 10 or 25 years.

Compare homes on £ per square metre and spot the outliers.

Turn sold prices, time on market and works into an offer number.

How many years before buying overtakes renting on your numbers.

Rent against the true cost of owning — compared honestly, not headline vs headline.

What the commute costs per year — and against the house-price saving.

Build cost per m² against local value per m² — does the extension pay?

Gross and net yield from price and rent — and what counts as good.

Annual running costs from the council tax band and EPC — before you buy.

Which energy improvements pay back — and which take decades.

What the years left on a lease mean for cost, mortgages and resale.

From gross rent to actual pocket — every landlord cost counted.