43 Emberley Grove

The sales evidence points clearly to a value most likely between £1,000,000 and £1,110,000. That works out at roughly £7,500 per square metre of floor area (£/m²) — homes right here sell at about a 6% premium to the wider area. Local prices have edged up, +11.4% over the last five years. It last changed hands for £930,000 in Jun 2016.

Where the value most likely sits

The green band is the most-likely range (£1,000,000–£1,110,000); the full bar is the wider range the sales evidence still supports.

Local sold-price trend

Median (middle) sold price for homes in the immediate area, by period. 1-year: +2.1% · 5-year: +11.4% · 10-year: +38.2%

Source: HM Land Registry Price Paid Data & the Housometer comparable model.

Comparable sales on one price scale

Comparable sales nearby

Showing the 7 closest matches — the model draws on 10 comparable sales in total; see them all in the app.

This property's sale history

Source: HM Land Registry Price Paid Data & the Housometer comparable model. ‘Adjusted’ and ‘indexed’ figures uplift each past sale by local price growth since it sold, so older sales compare fairly with today's market.

Median price & £/m² by property type

Sales across this postcode sector (SE22 8) — the few streets around this home.

SE22 district — sold prices by year

Source: HM Land Registry Price Paid Data & UK House Price Index.

This is a fairly average home to run — EPC band D, scoring 62 of 100 on the SAP scale every certificate uses, across 140 m² of mid-terrace house. Heating, hot water and lighting come to about £1,840 a year on the certificate's model — a middling running cost for a home of this size. The assessor estimates band C is achievable — a 17-point gain with the recommended measures overleaf, which would trim the bills. Successive certificates also show the home itself has changed over time — detailed overleaf.

Efficiency today vs potential

Property snapshot

Element-by-element ratings

Source: EPC Register / MHCLG · assessed Sept 2021 · certificate 8912-6021-7089-2470-9012.

Estimated annual running costs

Recommended improvements

How this home has changed

Derived by comparing successive EPC certificates for this address — the clearest public signal of an extension, conversion or fabric upgrade.

2 EPC certificates are on record for this address (2011–2021) — each assessment appears on the property timeline page.

Source: EPC Register / MHCLG. Changes derived from successive certificates (floor area can vary with re-measurement).

Based on the sales evidence in this report, a defensible opening offer — your anchor — is £960,000, aiming to settle around £990,000, with a walk-away ceiling of £1,050,000. The opening anchor is justified by 4 evidenced deductions totalling 3–8.5% of the estimate — each tied to a data point in this report, so the agent can check every claim. Prices in Southwark moved +1.8% over the last year — a broadly balanced market. Bank Rate is 4% (as of 18 Jun 2026) — every £10,000 off the price saves roughly £500 a year at a typical mortgage rate.

Evidenced deductions

Each deduction is a conservative percentage of the estimate, tied to evidence elsewhere in this report.

What to say

1. Our valuation, built from recorded sales nearby, puts this home at around £1,050,000 (most likely £1,000,000–£1,110,000), high confidence.
2. Then walk through the 4 deductions in the table on the previous page, quoting each evidence line — every one is checkable.
3. Prices in Southwark moved +1.8% over the last year — a broadly balanced market.
4. Bank Rate is 4% (as of 18 Jun 2026) — every £10,000 off the price saves roughly £500 a year at a typical mortgage rate.
5. Suggested play: open at £960,000, aim to settle around £990,000, and know your ceiling (£1,050,000) before you pick up the phone.

This property is banded E for council tax. Bands reflect the home's estimated value in April 1991, not today's price. That means about £2,604 a year to London Borough of Southwark — roughly £217 a month before any discounts. The band D charge has risen 16% over the last 5 years, a fair guide to where bills are heading.

All bands — London Borough of Southwark, 2026/27

Band D charge over time

Source: Valuation Office Agency & the local authority's published rates.

This home is held freehold — you would own the building and the land outright, with no lease running down and no ground rent or service charge. Nothing in HM Land Registry’s registers of company-owned or overseas-owned titles matches this address, so it is most likely owned by a private individual.

Source: HM Land Registry registered title, its Companies (CCOD) and Overseas Entities (OCOD) ownership registers, Companies House & the First-tier Tribunal (Property Chamber).

The building dates from 1900–1929, going by its EPC construction age band. It has changed hands 3 times since digital sales records began in 1995, from £255,000 in 1999 to £930,000 in 2016. Successive EPCs record 2 material changes to the home — extensions, conversions or fabric upgrades show up here before anywhere else.

Dated timeline

Source: HM Land Registry Price Paid Data & the EPC Register (successive certificates).

This property is in a conservation area — expect tighter control over alterations and extensions. 1 planning application has been made at this address, 1 granted — a useful guide to what the council will allow here. Nearby, the authority has decided 64 applications with a fairly typical 82% approval rate; 5 are still pending.

Designations at this address

In listed buildings and conservation areas many alterations need consent; an Article 4 direction removes some permitted development rights — the smaller works owners can usually do without a full application.

Applications at this address

Source: The local authority planning register (via PlanIt), planning.data.gov.uk designations & Historic England.

Larger schemes nearby

Source: The local authority planning register (via PlanIt).

The 3 most recent near this property — 64 decided and 5 pending in the wider search area; browse them all on the Housometer map.

Source: The local authority planning register (via PlanIt).

The property is outside the mapped river and sea flood zones (Zone 1) — the lowest-risk category for the biggest flood driver. Surface-water risk from heavy rainfall is low. The nearest watercourse, the River Peck, is about 600 m away.

Source: Environment Agency Flood Map for Planning (rivers & sea), Risk of Flooding from Surface Water & real-time flood monitoring. Crown copyright, OGL v3.0.

The address is outside any coalfield, so coal-mining legacy is a non-issue here. Radon — a natural radioactive gas that seeps from the ground — has lowest band (0–1%) potential here: an estimated below 1% of homes exceed the 200 Bq/m³ action level, the point at which reduction work is advised. 1 historic landfill site is recorded within a kilometre, the nearest about 700 m away — raise it with your surveyor.

Detail

Source: The Coal Authority (Mining Remediation Authority), British Geological Survey (mining hazard & coastal susceptibility), UKHSA/BGS radon potential & Environment Agency historic landfill.

Police recorded 1,180 crimes within about 400 m of the door over the last 24 months — roughly 49 a month, which reads as a busier patch. Violence and sexual offences leads the mix at 29%, followed by anti-social behaviour — the usual leader in most urban areas. The direction of travel is encouraging: incidents are down about 6% versus the earlier part of the period. On the roads, 48 collisions were recorded nearby over 5 years, 7 involving death or serious injury (the "KSI" measure).

Month by month — the last 24 months

Category breakdown

Source: Police.uk / Home Office street-level crime data.

Recorded crime within 400 m has gone from about 52 incidents a month to around 47 a month — a fall of about 6%.

Road safety — collisions nearby

Collisions by year

Source: DfT STATS19 road safety data.

The dominant mapped source here is road noise, at around 57 dB Lden (the day-evening-night average) — moderate on the official scale. At night it eases to about 52 dB, low enough that sleep is unlikely to suffer. Manageable for the area, but worth a listen from the rooms that face the source.

Where this property sits on the noise scale

Lden is the 24-hour average with evening and night noise weighted more heavily; “night” figures are Lnight, the 23:00–07:00 average. As a guide, 50 dB feels like a quiet street, 60 dB is steady traffic you notice indoors, and at 70 dB conversation outside means raised voices.

Source: DEFRA strategic noise mapping for England (END Lden/Lnight) — road, rail and aircraft. Official data only; DEFRA maps major sources, so an unmapped point is usually quiet but not guaranteed so.

Nitrogen dioxide sits at about 24 µg/m³ — inside the UK limit of 40 but well above the WHO guideline of 10, typical of streets with steady traffic. Fine particulates (PM2.5) are around 9 µg/m³ — above the strict WHO guideline of 5 but low by urban standards. Coarser PM10 sits at 16 µg/m³ against a UK limit of 40. Figures are µg/m³ (micrograms per cubic metre) and are modelled annual background levels, not kerbside spikes — a tree-lined side street and a bus corridor can differ within the same square.

Versus health guidelines

The figures

Source: DEFRA UK-AIR 1 km background concentration maps. Values are modelled annual-mean background levels, not kerbside readings.

Nothing on the map suggests a smell problem: no sewage works, landfill, waste site, large farmyard or heavy industry is recorded within two kilometres of this property. Odour complaints usually trace back to exactly those sources, so a clean sweep here is a genuinely good sign.

Source: OpenStreetMap land use & facilities (sewage/wastewater, waste, landfill, agricultural and industrial sites) within 2 km.

15 schools sit within range of this address — with 5 primary, 5 secondary, 5 early-years options nearby. Ofsted, the state school inspector, rates 12 of them Good or Outstanding — a strong local picture that supports demand for family homes here. The nearest is Little Acorns Day Nursery, about 240 m away and rated Good. Distance is not admission — always confirm the current catchment and oversubscription criteria with the school or council.

Nearest schools at a glance

+ 9 more schools within range — the full list continues on the next page.

Source: Department for Education & Ofsted.

Distances are straight-line from the property. Each school's detail follows on the phase pages.

Source: Department for Education & Ofsted.

KS2 expected (RWM) is the share of pupils reaching the expected standard in reading, writing and maths at age 11 (higher is better). Reading progress: 0 is the national average, positive is better. FSM = share of pupils eligible for free school meals.

Source: Department for Education performance tables & Ofsted (state schools); independent-school details are as published on the register.

Progress 8 measures how much pupils improve between ages 11 and 16 — 0 is the national average and positive is better. Attainment 8 is the average GCSE result across eight subjects (higher is better). FSM = share of pupils eligible for free school meals.

Source: Department for Education performance tables & Ofsted (state schools); independent-school details are as published on the register.

Early-years settings follow the EYFS framework and are inspected by Ofsted, but are not graded on academic results. FSM = share of pupils eligible for free school meals.

Source: Department for Education performance tables & Ofsted (state schools); independent-school details are as published on the register.

The nearest station is East Dulwich (national rail) — a 8-minute walk, genuinely doorstep transport. 3 stations sit within range in total, carrying 2 lines or services, which keeps options open when one line is down. Buses are close too — the nearest stop is 120 m away, with routes P13, 40, 176, 185, 484 nearby.

Nearest stations

Source: National Rail / OpenStreetMap, TfL where applicable & Ordnance Survey walking network.

Day to day, this address is genuinely well served: 52 everyday amenities sit within a 15-minute walk. The strongest category is cafés & restaurants (18 mapped), with the nearest about 140 m away. For green space, Goose Green is about 520 m from the door (2 ha), one of 3 parks and green spaces within reach.

Amenities within a 15-minute walk

Top six categories by count shown — 1 more mapped in the app.

Source: Ordnance Survey Points of Interest, OS Open Greenspace, NHS ODS & OpenStreetMap.

Broadband is a non-issue here: speeds up to 1,000 Mbit/s are available at the address. Gigabit-capable connections — 1,000 Mbit/s or more, by any technology — reach 98% of premises in this postcode, and full fibre (fibre all the way into the home) 72%. The median household here actually takes about 145 Mbit/s — what people buy, not just what is possible.

Availability by technology

Gigabit = 1,000 Mbit/s or faster by any technology · full fibre = fibre right to the premises · ultrafast = 100 Mbit/s+ · superfast = 30 Mbit/s+. Share of premises in this postcode.

The figures

Source: Ofcom Connected Nations broadband coverage.

On the English Indices of Deprivation the neighbourhood ranks in decile 7 of 10 — comfortably in the less-deprived half (deciles run from 1, most deprived, to 10, least). Estimated household income locally is around £44,500, well above the national average. Across the domains, employment reads strongest (decile 8) while barriers to housing is the weakest (decile 2).

Median household income

Deprivation by domain — deciles from 1 (most deprived) to 10 (least)

Source: ONS small-area income estimates & the English Indices of Deprivation.

The most common tenure in this neighbourhood is owned with mortgage, at 34% of households. On age, the largest group is 0–15, at 18%. 58% of adults report degree or above as their highest qualification. All figures are from the 2021 Census for the immediate neighbourhood (Southwark 034C), not the whole town.

Each chart shows the largest groups (up to six); smaller groups are omitted, so bars may not sum to 100%. NS-SeC is the ONS classification of households by occupation.

Source: ONS Census 2021 (LSOA-level).

This address falls in the Dulwich and West Norwood constituency, represented by Helen Hayes (Labour) on a 38% majority. Local services are run by London Borough of Southwark, currently under Labour control. Politically the area reads as strongly labour. Council control matters practically: it shapes council tax rises, planning appetite and service levels.

How the area votes

Source: The local authority, UK Parliament (2024 general election) & postcodes.io.

The records describe a freehold three-bedroom mid-terrace of about 140 m², built 1900–1929, inside the Lordship Lane conservation area. The valuation model puts it at £1,050,000 (likely range £1,000,000–£1,110,000, high confidence) on ten comparable sales, and the 2021 planning consent together with the EPC floor area jumping from 126 m² to 140 m² point to a rear extension and loft conversion already done and paid for.

The risk picture is unusually clean for inner London: outside the mapped flood zones (surface water Low, rivers and sea Very Low), radon in the lowest band, no coalfield, mining or coastal hazard, and the nearest landfill about 700 m away and closed before 1980. Two findings carry real cost. The energy fabric — solid uninsulated brick walls behind a band D certificate — runs a modelled £1,840 a year, with wall insulation quoted at £4,000–£14,000. And the Environment Agency projects surface-water risk rising from Low to Medium by the 2040s–2060s. Recorded crime, at about 47 incidents a month within 400 m, is moderate for the area and falling.

This suits a buyer planning to stay: the 8-minute walk to East Dulwich station, four Outstanding schools among the fifteen nearest, and the roughly 6% pocket premium all price in long-term family demand rather than short-term upside. Proceed if a Level 3 survey is comfortable with the solid walls and the extension paperwork checks out — and use the energy findings to negotiate rather than to walk away.

Generated by AI from the data in this report only — check anything that matters against the source sections, and treat it as preparation, not legal, surveying or financial advice.

Generated by AI from the data in this report only — check anything that matters against the source sections, and treat it as preparation, not legal, surveying or financial advice.

Take these to the viewing or send them to the agent — they are ordered by importance, and each names the report finding behind it. Push for documents and dates, not reassurance.

Generated by AI from the data in this report only — check anything that matters against the source sections, and treat it as preparation, not legal, surveying or financial advice.

Generated by AI from the data in this report only — check anything that matters against the source sections, and treat it as preparation, not legal, surveying or financial advice.

Our property report surfaced the findings below — please investigate the following as additional enquiries. This supplements, not replaces, your standard searches and enquiries.

The report shows consented works at the property and next door; the paperwork trail matters most here.

• Obtain the completion certificate and Building Regulations sign-off for the 2021 rear extension and loft conversion (Southwark ref 21/AP/2140) — the EPC floor area grew from 126 m² to 140 m² the same year, so the works were plainly carried out.

• Confirm whether any external alterations since 2021 (windows, doors, rooflights) received conservation-area consent — the property sits in the Lordship Lane conservation area, and a neighbouring owner needed consent just to replace sash windows (23/AP/0781).

• Ask whether a party-wall award or agreement exists for the neighbouring single-storey rear extension at no. 45 (22/AP/3355, consented 2022), and for the property’s own 2021 works.

Nothing here blocks a purchase, but two findings belong in the search review.

• The Environment Agency’s central climate scenario moves surface-water flood risk from Low to Medium by the 2040s–2060s — please check the drainage & water search and flag anything that affects insurability or resale disclosure.

• A historic landfill site lies roughly 700 m away, closed before 1980 — confirm the environmental search covers it and that no contamination entries affect the title.

The tenure is freehold with no lease to review; the constraint to confirm is the designation.

• Confirm the conservation-area designation and any Article 4 directions on the register, and advise what consent future works (including window replacement) would need.

Generated by AI from the data in this report only — check anything that matters against the source sections, and treat it as preparation, not legal, surveying or financial advice.

Priorities before exchange: the extension’s completion certificate and Building Regulations sign-off first, the party-wall position second — everything else is confirmatory.

Generated by AI from the data in this report only — check anything that matters against the source sections, and treat it as preparation, not legal, surveying or financial advice.

Our property report flagged the following for physical inspection — please give these areas particular attention.

The ground and built form both warrant a careful look at movement.

• The house sits on London Clay with medium shrink–swell potential — inspect for seasonal movement, particularly cracking around openings and where the 2021 extension meets the original rear wall.

• As a mid-terrace, check the party walls and any signs of differential movement against the neighbouring extension at no. 45 (consented 2022).

The EPC rates the fabric poorly; the survey should establish whether that is cosmetic or structural in consequence.

• Walls are solid uninsulated brick, rated Poor on the 2021 EPC (band D, 62/100; modelled running costs about £1,840 a year) — check for penetrating damp and assess the practicality of the certificate’s £4,000–£14,000 wall-insulation recommendation.

• The original suspended timber ground floor should be checked for ventilation, rot and insulation condition.

The extension and loft conversion are the newest and least-proven parts of the building.

Generated by AI from the data in this report only — check anything that matters against the source sections, and treat it as preparation, not legal, surveying or financial advice.

• Inspect the rear extension and loft conversion (ref 21/AP/2140): junctions with the original structure, evidence of adequate steels/support, roof coverings and flashings, and escape-window compliance in the loft.

Ask for costed repair estimates on anything found — the buyer intends to use survey findings as negotiation evidence rather than reasons to withdraw.

Generated by AI from the data in this report only — check anything that matters against the source sections, and treat it as preparation, not legal, surveying or financial advice.

Generated by AI from the data in this report only — check anything that matters against the source sections, and treat it as preparation, not legal, surveying or financial advice.

The evidence supports opening at £960,000 and settling around £990,000, against an evidence-based value of £1,050,000. Every deduction below is drawn from the report’s own findings, and Southwark’s +1.8% year means a balanced market — neither side holds a whip hand.

Generated by AI from the data in this report only — check anything that matters against the source sections, and treat it as preparation, not legal, surveying or financial advice.

Generated by AI from the data in this report only — check anything that matters against the source sections, and treat it as preparation, not legal, surveying or financial advice.

A tailored, tick-as-you-go list drawn from this report — what to ask the agent, check on the visit, investigate further and do before you offer. Print it and take it with you.

Source: Generated from this property’s analysis — every item traces back to a figure earlier in this report.

How the score is built

The Home Confidence Score is a weighted average of up to ten dimension scores, each computed from the sources below and put on the same 0–100 scale. A dimension with no data is left out and the remaining weights are rescaled, so the score never guesses — this report drew on 100% of the weighted inputs (high confidence). The weights below reflect what matters most to an owner-occupier, not an investor.

Data sources

Generated 2 July 2026 · England & Wales.