House prices in MK45, Bedford
The average house price in MK45, Bedford over the last three years is £438,458, with a median sold price of £390,000 — above the ~£290,000 England & Wales norm.
HM Land Registry sold-price data · updated August 2026
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Sold prices in MK45, Bedford
Based on 2,029 sales recorded in the last three years (HM Land Registry).
The average house price in MK45, Bedford over the last three years is £438,458, with a median sold price of £390,000 — above the ~£290,000 England & Wales norm. The mean and median are close, so prices here are fairly evenly spread rather than skewed by a few outliers. That's drawn from 2,029 recorded sales — a liquid, actively-traded local market.
MK45 price trend
Quarterly median sold price (smoothed), against England & Wales. Hover for the value at any quarter.
Over five years, prices in MK45, Bedford have been broadly flat (+6.6%). Across a full decade they are +31.8%. The last twelve months alone: +1.4%. Prices in MK45, Bedford still sit about 2.1% below their 2023 peak on our smoothed index — worth knowing when a seller's asking price was set with the top of the market in mind.
How MK45 growth compares
Sold prices rebased to 100 at 2015 — so you can compare the pace of change in MK45 directly against England & Wales, regardless of price level.
Indexed to 100 in 2015. A line at +20% means prices are 20% above their 2015 level.
What it costs to buy in MK45, Bedford
From entry-level to premium — where sold prices actually land, not just the headline median.
Homes in MK45, Bedford span a broad range: the cheapest tenth of sales went for under £245,000, while the top tenth fetched over £685,000. Half of all sales fell between £315,000 and £522,500 — the practical "middle of the market" a typical buyer competes in.
Plan a budget for MK45, Bedford
Slide across what homes in MK45 actually sell for and see the deposit, stamp duty, monthly repayments and income a purchase would take.
Upfront cash ≈ £48,500 (deposit + stamp duty), before legal and survey fees. Illustration only, not financial advice — English SDLT main-residence rates for 2026/27; second homes pay a surcharge, and your mortgage rate and multiple will vary.
How MK45 compares
Average sold price here against its wider area and England (HM Land Registry UK House Price Index).
At £438,458, homes in MK45, Bedford sell for 33% above the Bedford average, and 50% above the England average. Prices here have moved slower than England as a whole over the past year (+1.4% vs +3.9%).
Prices by property type
Median sold price, £/m² and share of the market, by type, across MK45.
The most-traded type in MK45, Bedford is detached (755 sales, median £545,000), which tends to set the tone of the area. Flats (£223,500) and houses (~£425,151) trade well apart, so the headline figure moves a lot with the mix of what's for sale. Priced by size, homes here work out at roughly £4,286 per square metre — a useful yardstick when a listing's asking price looks high or low for its floor area. Space for money: flat / maisonette offer the most floor area per pound in MK45, Bedford, at about £3,562/m², while terraced cost the most at £4,427/m² — a 24% premium. If floor area matters more to you than form, that gap is where the value hides.
The MK45 market: activity & mix
How busy the market is, and what kind of homes actually change hands.
* 2026 is a part year — Land Registry sales are recorded a few weeks after completion.
Around 826 homes changed hands in MK45, Bedford in 2025 — in line with the area's average of roughly 882 sales a year over the past decade. The busiest recent year was 2021 (1,242 sales). Steady turnover means a reasonable flow of fresh listings through the year. 8% of recent sales in MK45, Bedford were leasehold — almost entirely freehold. New-build made up 7% of sales, a modest amount of new supply.
Inside MK45: deprivation & demographics
Explore the neighbourhoods that make up this area. Each cell is a Census neighbourhood (LSOA) shaded by its national decile — switch between overall deprivation, income, education, health, crime and more. Tap a cell for its figure.
Deciles are national (1 = most deprived 10% in England, 10 = least). Source: English Indices of Deprivation (IMD) by 2021 LSOA, boundaries © ONS. This shows the area's statistical neighbourhoods, not a precise postcode boundary.
Buying in MK45? Don't offer on the area average.
Area prices set the scene — but the home you're viewing has its own flood risk, energy costs, crime picture, school catchment and fair value. Check the exact address before you commit.
What a full report reveals about a MK45 home
Everything below is analysed for the specific address you search — locked here, unlocked in the report.
What's in a Housometer report
Every section, for any specific home in MK45.
An evidence-based estimate with a confidence range, every sale since 1995, and the nearest comparables.
EPC rating, floor area, heating type and what the home costs to run.
The exact band for this property and what it costs you each year.
River, sea and surface-water flood risk, with the nearest watercourse.
Subsidence and ground stability, radon potential and coal-mining legacy.
Recent crime in the immediate area, by type and trend, plus road safety.
Road, rail and aircraft noise plus NO₂ and particulate air pollution.
Nearest primaries and secondaries with Ofsted ratings and performance.
Nearest stations, walk times and travel time to your workplace.
Walking distance to shops, GP, gyms, parks and everyday essentials.
Full-fibre and gigabit availability, top speeds and mobile coverage.
Applications at the property and next door, designations, tenure and ownership.
Historic OS maps, the likely build era and a dated timeline of the home’s past.
Local earnings, deprivation, household make-up and who lives nearby.
£5 once for a single property, or £15/mo unlimited to check every home on your shortlist across England & Wales.
MK45 house prices — FAQs
Over the last three years the median sold price in MK45 was £390,000, with a mean of £438,458, based on 2,029 HM Land Registry sales.
At a £390,000 median, MK45 is more expensive than the ~£290,000 England & Wales average, working out at roughly £4,286 per square metre.
On our smoothed index, MK45 prices have moved +1.4% over the past year. Local trends are noisy, so this is a guide to direction rather than a precise figure.
Of the common types, flat / maisonette have the lowest median at £223,500 (136 sales).
Entry-level homes (the cheapest 10% of sales) went for under £245,000, and most buyers competed in the £315,000–£522,500 band. The top 10% of sales exceeded £685,000.
Prices in MK45 are +6.6% over the last five years, and +31.8% over ten, on our smoothed index of Land Registry sales.
On the £390,000 median-priced MK45 home, a home-mover pays about £9,500 in Stamp Duty Land Tax at 2026/27 rates, and a first-time buyer about £4,500 with first-time-buyer relief. Second homes pay a surcharge on top.
A 10% deposit on the median £390,000 MK45 home is £39,000 (5% would be £19,500). Borrowing the remaining £351,000 implies a household income of roughly £78,000 at a typical 4.5× lending multiple.
Roughly 826 sales a year have been recorded in MK45 recently (HM Land Registry). That’s a liquid market — homes come up regularly, and pricing is well-evidenced.
Area figures set the scene, but every home differs. A Housometer report scores an individual MK45, Bedford address across value, energy, flood & ground risk, crime, schools, transport, noise, air and more — search any address to see it.
Streets in MK45
Sold prices, £/m² and every recorded home — street by street. 694 streets have a profile in MK45.
Sold-price figures derived from HM Land Registry Price Paid Data (© Crown copyright), under the Open Government Licence v3.0; £/m² combines PPD with MHCLG EPC floor areas. Full Housometer reports also draw on HM Land Registry, Ordnance Survey, Environment Agency, VOA, Ofsted, Police.uk, DEFRA, ONS and more. Area figures summarise the market and are not a valuation of any individual home.