Areas / Towns & cities / Settle · town guide

House prices in Settle

The average house price in Settle over the last three years is £326,737, with a median sold price of £293,000 — broadly in line with the ~£290,000 England & Wales norm.

Ranks #515 of 1050 towns & cities by median price — more expensive than 51% of them.
Median price
£293k
last 3 yrs
1-year change
+10.6%
5-year change
+15.4%
Sales / yr
94

HM Land Registry sold-price data · updated August 2026

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Sold prices in Settle

Based on 303 sales recorded in the last three years (HM Land Registry).

Median sold price
£0
Average sold price
£0
Year-on-year
0%

The average house price in Settle over the last three years is £326,737, with a median sold price of £293,000 — broadly in line with the ~£290,000 England & Wales norm. The mean and median are close, so prices here are fairly evenly spread rather than skewed by a few outliers. That's drawn from 303 recorded sales — a reasonably active local market.

Settle price trend

Quarterly median sold price (smoothed), against England & Wales. Hover for the value at any quarter.

SettleEngland & Wales
£200k£250k£300k201620182020202220242026£321k
1 year
+10.6%
5 years
+15.4%
10 years
+45.2%

Over five years, prices in Settle have risen (+15.4%). Across a full decade they are +45.2%. The last twelve months alone: +10.6%. On our smoothed index, prices in Settle are at — or within a whisker of — their highest level on record, so there's little history of buying cheaper to point to.

How Settle growth compares

Sold prices rebased to 100 at 2015 — so you can compare the pace of change in Settle directly against England & Wales, regardless of price level.

SettleEngland & Wales
100120140201620182020202220242026+55%

Indexed to 100 in 2015. A line at +20% means prices are 20% above their 2015 level.

What it costs to buy in Settle

From entry-level to premium — where sold prices actually land, not just the headline median.

£293k
Entry-level
£157k
10th %ile
Middle of the market
£199k–£393k
25–75th %ile
Premium
£555k
90th %ile

Homes in Settle span a broad range: the cheapest tenth of sales went for under £157,100, while the top tenth fetched over £555,000. Half of all sales fell between £198,975 and £393,000 — the practical "middle of the market" a typical buyer competes in.

Plan a budget for Settle

Slide across what homes in Settle actually sell for and see the deposit, stamp duty, monthly repayments and income a purchase would take.

Target price in Settle
£293,000
around the local median · 35% up the local range
£155,000 · entry-level£555,000 · premium
deposit
Deposit (10%)
£29,300
Stamp duty (SDLT)
£4,650
Monthly repayment
£1,542/mo
5% · 25-yr repayment
Income needed
~£58,500
at 4.5× lending

Upfront cash ≈ £33,950 (deposit + stamp duty), before legal and survey fees. Illustration only, not financial advice — English SDLT main-residence rates for 2026/27; second homes pay a surcharge, and your mortgage rate and multiple will vary.

How Settle compares

Average sold price here against its wider area and England (HM Land Registry UK House Price Index).

Settle (this area)£327k
England£291khere: +12%
Settle 1-yr +10.6%England 1-yr +3.9%

At £326,737, homes in Settle sell for 12% above the England average. Prices here have moved faster than England as a whole over the past year (+10.6% vs +3.9%).

Prices by property type

Median sold price and share of the market, by type, across Settle.

TypeMedian£/m²Sales
Terraced£235,000120 (40%)
Detached£485,00063 (21%)
Semi-detached£305,00061 (20%)
Other£262,50032 (11%)
Flat / maisonette£160,00027 (9%)

The most-traded type in Settle is terraced (120 sales, median £235,000), which tends to set the tone of the area. Flats (£160,000) and houses (~£317,049) trade well apart, so the headline figure moves a lot with the mix of what's for sale.

The Settle market: activity & mix

How busy the market is, and what kind of homes actually change hands.

Sales per year
'16
'17
117'18
'19
'20
'21
'22
'23
'24
94'25
'26*

* 2026 is a part year — Land Registry sales are recorded a few weeks after completion.

Tenure & new-build mix
Leasehold 11.2%Freehold 88.8%
New-build 2%Existing 98%

Around 94 homes changed hands in Settle in 2025 — in line with the area's average of roughly 101 sales a year over the past decade. The busiest recent year was 2018 (117 sales). Steady turnover means a reasonable flow of fresh listings through the year. 11% of recent sales in Settle were leasehold — mostly freehold, with some leasehold flats.

Where Settle is

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Settle boundary

Boundary © Office for National Statistics (Open Geography Portal), Open Government Licence v3.0.

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🎓Schools & Ofsted

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📶Broadband & mobile

Ofcom speeds and coverage available at the postcode.

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Energy & running costs

EPC rating, floor area, and estimated heating & lighting costs.

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What's in a Housometer report

Every section, for any specific home in Settle.

Value & sold prices

An evidence-based estimate with a confidence range, every sale since 1995, and the nearest comparables.

Energy & EPC

EPC rating, floor area, heating type and what the home costs to run.

Council tax

The exact band for this property and what it costs you each year.

Flood risk

River, sea and surface-water flood risk, with the nearest watercourse.

Ground & mining

Subsidence and ground stability, radon potential and coal-mining legacy.

Crime & safety

Recent crime in the immediate area, by type and trend, plus road safety.

Noise & air quality

Road, rail and aircraft noise plus NO₂ and particulate air pollution.

Schools

Nearest primaries and secondaries with Ofsted ratings and performance.

Transport & commute

Nearest stations, walk times and travel time to your workplace.

Amenities & green space

Walking distance to shops, GP, gyms, parks and everyday essentials.

Broadband & mobile

Full-fibre and gigabit availability, top speeds and mobile coverage.

Planning & tenure

Applications at the property and next door, designations, tenure and ownership.

Property history

Historic OS maps, the likely build era and a dated timeline of the home’s past.

Demographics & income

Local earnings, deprivation, household make-up and who lives nearby.

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Settle house prices — FAQs

What is the average house price in Settle?

Over the last three years the median sold price in Settle was £293,000, with a mean of £326,737, based on 303 HM Land Registry sales.

Is Settle expensive?

At a £293,000 median, Settle is about the same as the ~£290,000 England & Wales average.

Are house prices in Settle going up or down?

On our smoothed index, Settle prices have moved +10.6% over the past year. Local trends are noisy, so this is a guide to direction rather than a precise figure.

What's the cheapest type of home to buy in Settle?

Of the common types, flat / maisonette have the lowest median at £160,000 (27 sales).

How much do I need to buy in Settle?

Entry-level homes (the cheapest 10% of sales) went for under £157,100, and most buyers competed in the £198,975–£393,000 band. The top 10% of sales exceeded £555,000.

How much have Settle house prices changed over 5 years?

Prices in Settle are +15.4% over the last five years, and +45.2% over ten, on our smoothed index of Land Registry sales.

How much stamp duty will I pay on a home in Settle?

On the £293,000 median-priced Settle home, a home-mover pays about £4,650 in Stamp Duty Land Tax at 2026/27 rates, and a first-time buyer about £0 with first-time-buyer relief. Second homes pay a surcharge on top.

How much deposit and income do I need to buy in Settle?

A 10% deposit on the median £293,000 Settle home is £29,300 (5% would be £14,650). Borrowing the remaining £263,700 implies a household income of roughly £58,500 at a typical 4.5× lending multiple.

How many homes sell in Settle each year?

Roughly 94 sales a year have been recorded in Settle recently (HM Land Registry). That’s a small market — the right home may take patience, and each sale can move the local averages.

How do I check a specific Settle property before buying?

Area figures set the scene, but every home differs. A Housometer report scores an individual Settle address across value, energy, flood & ground risk, crime, schools, transport, noise, air and more — search any address to see it.

Nearby & related areas

LondonManchesterBristolBirminghamNottinghamLiverpoolLeedsSheffield
North Yorkshire county guideNorth Yorkshire local authority guideCheapest towns in North YorkshireMost expensive streets in Settle
Sources

Sold-price figures derived from HM Land Registry Price Paid Data (© Crown copyright), under the Open Government Licence v3.0; £/m² combines PPD with MHCLG EPC floor areas. Full Housometer reports also draw on HM Land Registry, Ordnance Survey, Environment Agency, VOA, Ofsted, Police.uk, DEFRA, ONS and more. Area figures summarise the market and are not a valuation of any individual home.