House prices in Loughton
The average house price in Loughton over the last three years is £598,407, with a median sold price of £480,000 — well above the ~£290,000 England & Wales norm.
HM Land Registry sold-price data · updated August 2026
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Sold prices in Loughton
Based on 1,423 sales recorded in the last three years (HM Land Registry).
The average house price in Loughton over the last three years is £598,407, with a median sold price of £480,000 — well above the ~£290,000 England & Wales norm. The mean sits notably higher than the median here, which usually means a tail of larger or higher-value sales pulling the average up. That's drawn from 1,423 recorded sales — a liquid, actively-traded local market.
Loughton price trend
Quarterly median sold price (smoothed), against England & Wales. Hover for the value at any quarter.
Over five years, prices in Loughton have risen (+10.5%). Across a full decade they are +39.8%. The last twelve months alone: +10.2%. On our smoothed index, prices in Loughton are at — or within a whisker of — their highest level on record, so there's little history of buying cheaper to point to.
How Loughton growth compares
Sold prices rebased to 100 at 2015 — so you can compare the pace of change in Loughton directly against England & Wales, regardless of price level.
Indexed to 100 in 2015. A line at +20% means prices are 20% above their 2015 level.
What it costs to buy in Loughton
From entry-level to premium — where sold prices actually land, not just the headline median.
Homes in Loughton span a broad range: the cheapest tenth of sales went for under £300,000, while the top tenth fetched over £980,000. Half of all sales fell between £385,000 and £658,000 — the practical "middle of the market" a typical buyer competes in.
Plan a budget for Loughton
Slide across what homes in Loughton actually sell for and see the deposit, stamp duty, monthly repayments and income a purchase would take.
Upfront cash ≈ £62,000 (deposit + stamp duty), before legal and survey fees. Illustration only, not financial advice — English SDLT main-residence rates for 2026/27; second homes pay a surcharge, and your mortgage rate and multiple will vary.
How Loughton compares
Average sold price here against its wider area and England (HM Land Registry UK House Price Index).
At £598,407, homes in Loughton sell for 105% above the England average. Prices here have moved faster than England as a whole over the past year (+10.2% vs +3.9%).
Prices by property type
Median sold price and share of the market, by type, across Loughton.
The most-traded type in Loughton is flat / maisonette (444 sales, median £350,000), which tends to set the tone of the area. Flats (£350,000) and houses (~£625,828) trade well apart, so the headline figure moves a lot with the mix of what's for sale.
The Loughton market: activity & mix
How busy the market is, and what kind of homes actually change hands.
* 2026 is a part year — Land Registry sales are recorded a few weeks after completion.
Around 491 homes changed hands in Loughton in 2025 — in line with the area's average of roughly 487 sales a year over the past decade. The busiest recent year was 2021 (621 sales). Steady turnover means a reasonable flow of fresh listings through the year. 32% of recent sales in Loughton were leasehold — a substantial leasehold share, so factor in service charges and lease length. New-build made up 14% of sales, a modest amount of new supply.
Living in Loughton: is it a nice area?
What the official deprivation statistics say about quality of life here — income, education, health and crime, relative to the rest of England.
On the official English Indices of Deprivation, the 78 neighbourhoods of Epping Forest, the local authority containing Loughton, average 6.9 out of 10 (1 = most deprived in England, 10 = least) — better-off than most of England. 69% of its neighbourhoods sit in the least-deprived half of the country. On the index's crime domain it averages 5.1/10, pointing to moderate recorded-crime pressure relative to England as a whole. Averages hide street-level variation — the map below shows how each neighbourhood differs.
Mean decile across 78 Census neighbourhoods (LSOAs): 1 = among the most deprived 10% in England, 10 = the least. Source: English Indices of Deprivation (MHCLG). A statistical baseline, not a judgement — streets vary enormously within any average.
Where Loughton is
The town outlined on the map — pan and zoom, then search any address inside it for a full report.
Boundary © Office for National Statistics (Open Geography Portal), Open Government Licence v3.0.
Buying in Loughton? Don't offer on the area average.
Area prices set the scene — but the home you're viewing has its own flood risk, energy costs, crime picture, school catchment and fair value. Check the exact address before you commit.
What a full report reveals about a Loughton home
Everything below is analysed for the specific address you search — locked here, unlocked in the report.
What's in a Housometer report
Every section, for any specific home in Loughton.
An evidence-based estimate with a confidence range, every sale since 1995, and the nearest comparables.
EPC rating, floor area, heating type and what the home costs to run.
The exact band for this property and what it costs you each year.
River, sea and surface-water flood risk, with the nearest watercourse.
Subsidence and ground stability, radon potential and coal-mining legacy.
Recent crime in the immediate area, by type and trend, plus road safety.
Road, rail and aircraft noise plus NO₂ and particulate air pollution.
Nearest primaries and secondaries with Ofsted ratings and performance.
Nearest stations, walk times and travel time to your workplace.
Walking distance to shops, GP, gyms, parks and everyday essentials.
Full-fibre and gigabit availability, top speeds and mobile coverage.
Applications at the property and next door, designations, tenure and ownership.
Historic OS maps, the likely build era and a dated timeline of the home’s past.
Local earnings, deprivation, household make-up and who lives nearby.
£5 once for a single property, or £15/mo unlimited to check every home on your shortlist across England & Wales.
Loughton house prices — FAQs
Over the last three years the median sold price in Loughton was £480,000, with a mean of £598,407, based on 1,423 HM Land Registry sales.
At a £480,000 median, Loughton is more expensive than the ~£290,000 England & Wales average.
On our smoothed index, Loughton prices have moved +10.2% over the past year. Local trends are noisy, so this is a guide to direction rather than a precise figure.
Of the common types, flat / maisonette have the lowest median at £350,000 (444 sales).
Entry-level homes (the cheapest 10% of sales) went for under £300,000, and most buyers competed in the £385,000–£658,000 band. The top 10% of sales exceeded £980,000.
Prices in Loughton are +10.5% over the last five years, and +39.8% over ten, on our smoothed index of Land Registry sales.
On the £480,000 median-priced Loughton home, a home-mover pays about £14,000 in Stamp Duty Land Tax at 2026/27 rates, and a first-time buyer about £9,000 with first-time-buyer relief. Second homes pay a surcharge on top.
A 10% deposit on the median £480,000 Loughton home is £48,000 (5% would be £24,000). Borrowing the remaining £432,000 implies a household income of roughly £96,000 at a typical 4.5× lending multiple.
Roughly 491 sales a year have been recorded in Loughton recently (HM Land Registry). That’s a reasonably active market with a steady flow of listings.
32% of recent sales in Loughton were leasehold and the rest freehold. Leasehold usually means flats — always check the remaining lease length and any service charge or ground rent before offering.
Area figures set the scene, but every home differs. A Housometer report scores an individual Loughton address across value, energy, flood & ground risk, crime, schools, transport, noise, air and more — search any address to see it.
"Nice" is personal, but the official data gives a baseline: neighbourhoods across Epping Forest (the local authority Loughton sits in) average 6.9/10 on the English Indices of Deprivation (10 = least deprived), with 69% in the least-deprived half of England. Deprivation, income, education, health and crime all vary street by street — check the specific address, not just the area.
On the crime domain of the English Indices of Deprivation, the area across Epping Forest (the local authority Loughton sits in) averages 5.1/10 (10 = lowest recorded-crime deprivation in England). That's an area-wide average from official data — a Housometer report maps 24 months of street-level recorded crime around any specific address.
Sold-price figures derived from HM Land Registry Price Paid Data (© Crown copyright), under the Open Government Licence v3.0; £/m² combines PPD with MHCLG EPC floor areas. Full Housometer reports also draw on HM Land Registry, Ordnance Survey, Environment Agency, VOA, Ofsted, Police.uk, DEFRA, ONS and more. Area figures summarise the market and are not a valuation of any individual home.