Areas / Towns & cities / Cheltenham · town guide

House prices in Cheltenham

The average house price in Cheltenham over the last three years is £465,102, with a median sold price of £340,000 — above the ~£290,000 England & Wales norm.

Ranks #381 of 1050 towns & cities by median price — more expensive than 64% of them.
Median price
£340k
last 3 yrs
1-year change
-0.3%
5-year change
+4.3%
Sales / yr
2,791

HM Land Registry sold-price data · updated August 2026

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Sold prices in Cheltenham

Based on 8,446 sales recorded in the last three years (HM Land Registry).

Median sold price
£0
Average sold price
£0
Year-on-year
0%

The average house price in Cheltenham over the last three years is £465,102, with a median sold price of £340,000 — above the ~£290,000 England & Wales norm. The mean sits notably higher than the median here, which usually means a tail of larger or higher-value sales pulling the average up. That's drawn from 8,446 recorded sales — a liquid, actively-traded local market.

Cheltenham price trend

Quarterly median sold price (smoothed), against England & Wales. Hover for the value at any quarter.

CheltenhamEngland & Wales
£250k£300k£350k201620182020202220242026£354k
1 year
-0.3%
5 years
+4.3%
10 years
+40.5%

Over five years, prices in Cheltenham have been broadly flat (+4.3%). Across a full decade they are +40.5%. The last twelve months alone: -0.3%. Prices in Cheltenham still sit about 1.3% below their 2025 peak on our smoothed index — worth knowing when a seller's asking price was set with the top of the market in mind.

How Cheltenham growth compares

Sold prices rebased to 100 at 2015 — so you can compare the pace of change in Cheltenham directly against England & Wales, regardless of price level.

CheltenhamEngland & Wales
100110120130140201620182020202220242026+42%

Indexed to 100 in 2015. A line at +20% means prices are 20% above their 2015 level.

What it costs to buy in Cheltenham

From entry-level to premium — where sold prices actually land, not just the headline median.

£340k
Entry-level
£174k
10th %ile
Middle of the market
£245k–£522k
25–75th %ile
Premium
£812k
90th %ile

Homes in Cheltenham span an unusually wide range: the cheapest tenth of sales went for under £174,000, while the top tenth fetched over £812,250. Half of all sales fell between £245,000 and £522,282 — the practical "middle of the market" a typical buyer competes in.

Plan a budget for Cheltenham

Slide across what homes in Cheltenham actually sell for and see the deposit, stamp duty, monthly repayments and income a purchase would take.

Target price in Cheltenham
£340,000
around the local median · 26% up the local range
£170,000 · entry-level£815,000 · premium
deposit
Deposit (10%)
£34,000
Stamp duty (SDLT)
£7,000
Monthly repayment
£1,789/mo
5% · 25-yr repayment
Income needed
~£68,000
at 4.5× lending

Upfront cash ≈ £41,000 (deposit + stamp duty), before legal and survey fees. Illustration only, not financial advice — English SDLT main-residence rates for 2026/27; second homes pay a surcharge, and your mortgage rate and multiple will vary.

How Cheltenham compares

Average sold price here against its wider area and England (HM Land Registry UK House Price Index).

Cheltenham (this area)£465k
England£291khere: +60%
Cheltenham 1-yr -0.3%England 1-yr +3.9%

At £465,102, homes in Cheltenham sell for 60% above the England average. Prices here have moved slower than England as a whole over the past year (-0.3% vs +3.9%).

Prices by property type

Median sold price and share of the market, by type, across Cheltenham.

TypeMedian£/m²Sales
Semi-detached£351,7502,296 (27%)
Terraced£290,0002,019 (24%)
Detached£585,0001,885 (22%)
Flat / maisonette£202,5001,761 (21%)
Other£492,000485 (6%)

The most-traded type in Cheltenham is semi-detached (2,296 sales, median £351,750), which tends to set the tone of the area. Flats (£202,500) and houses (~£402,557) trade well apart, so the headline figure moves a lot with the mix of what's for sale.

The Cheltenham market: activity & mix

How busy the market is, and what kind of homes actually change hands.

Sales per year
'16
'17
'18
'19
'20
3,867'21
'22
'23
'24
2,791'25
'26*

* 2026 is a part year — Land Registry sales are recorded a few weeks after completion.

Tenure & new-build mix
Leasehold 22.9%Freehold 77.1%
New-build 3.1%Existing 96.9%

Around 2,791 homes changed hands in Cheltenham in 2025 — in line with the area's average of roughly 3,123 sales a year over the past decade. The busiest recent year was 2021 (3,867 sales). Steady turnover means a reasonable flow of fresh listings through the year. 23% of recent sales in Cheltenham were leasehold — mostly freehold, with some leasehold flats. New-build made up 3% of sales, a modest amount of new supply.

Living in Cheltenham: is it a nice area?

What the official deprivation statistics say about quality of life here — income, education, health and crime, relative to the rest of England.

On the official English Indices of Deprivation, the 73 neighbourhoods that make up Cheltenham average 7.4 out of 10 (1 = most deprived in England, 10 = least) — better-off than most of England. 68% of its neighbourhoods sit in the least-deprived half of the country, while 7% are in the most-deprived fifth. On the index's crime domain it averages 5.8/10, pointing to moderate recorded-crime pressure relative to England as a whole. Averages hide street-level variation — the map below shows how each neighbourhood differs.

Overall deprivation
7.4/10
Income
7/10
Education
7.2/10
Health
7.2/10
Crime domain
5.8/10

Mean decile across 73 Census neighbourhoods (LSOAs): 1 = among the most deprived 10% in England, 10 = the least. Source: English Indices of Deprivation (MHCLG). A statistical baseline, not a judgement — streets vary enormously within any average.

Where Cheltenham is

The town outlined on the map — pan and zoom, then search any address inside it for a full report.

Cheltenham boundary

Boundary © Office for National Statistics (Open Geography Portal), Open Government Licence v3.0.

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What a full report reveals about a Cheltenham home

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🎓Schools & Ofsted

Every nearby school, phase, distance and latest Ofsted rating.

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🌊Flood & ground risk

Rivers, surface water, mining, radon and subsidence at the exact plot.

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🚨Crime & safety

24 months of local crime by category, mapped around the address.

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Modelled road/rail/aircraft noise and pollutant levels for the home.

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📶Broadband & mobile

Ofcom speeds and coverage available at the postcode.

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Energy & running costs

EPC rating, floor area, and estimated heating & lighting costs.

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💷Value estimate

A price estimate with a confidence range and the comparable sales behind it.

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🚆Transport & commute

Nearest stations, walk times and your real door-to-door commute.

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What's in a Housometer report

Every section, for any specific home in Cheltenham.

Value & sold prices

An evidence-based estimate with a confidence range, every sale since 1995, and the nearest comparables.

Energy & EPC

EPC rating, floor area, heating type and what the home costs to run.

Council tax

The exact band for this property and what it costs you each year.

Flood risk

River, sea and surface-water flood risk, with the nearest watercourse.

Ground & mining

Subsidence and ground stability, radon potential and coal-mining legacy.

Crime & safety

Recent crime in the immediate area, by type and trend, plus road safety.

Noise & air quality

Road, rail and aircraft noise plus NO₂ and particulate air pollution.

Schools

Nearest primaries and secondaries with Ofsted ratings and performance.

Transport & commute

Nearest stations, walk times and travel time to your workplace.

Amenities & green space

Walking distance to shops, GP, gyms, parks and everyday essentials.

Broadband & mobile

Full-fibre and gigabit availability, top speeds and mobile coverage.

Planning & tenure

Applications at the property and next door, designations, tenure and ownership.

Property history

Historic OS maps, the likely build era and a dated timeline of the home’s past.

Demographics & income

Local earnings, deprivation, household make-up and who lives nearby.

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Cheltenham house prices — FAQs

What is the average house price in Cheltenham?

Over the last three years the median sold price in Cheltenham was £340,000, with a mean of £465,102, based on 8,446 HM Land Registry sales.

Is Cheltenham expensive?

At a £340,000 median, Cheltenham is more expensive than the ~£290,000 England & Wales average.

Are house prices in Cheltenham going up or down?

On our smoothed index, Cheltenham prices have moved -0.3% over the past year. Local trends are noisy, so this is a guide to direction rather than a precise figure.

What's the cheapest type of home to buy in Cheltenham?

Of the common types, flat / maisonette have the lowest median at £202,500 (1,761 sales).

How much do I need to buy in Cheltenham?

Entry-level homes (the cheapest 10% of sales) went for under £174,000, and most buyers competed in the £245,000–£522,282 band. The top 10% of sales exceeded £812,250.

How much have Cheltenham house prices changed over 5 years?

Prices in Cheltenham are +4.3% over the last five years, and +40.5% over ten, on our smoothed index of Land Registry sales.

How much stamp duty will I pay on a home in Cheltenham?

On the £340,000 median-priced Cheltenham home, a home-mover pays about £7,000 in Stamp Duty Land Tax at 2026/27 rates, and a first-time buyer about £2,000 with first-time-buyer relief. Second homes pay a surcharge on top.

How much deposit and income do I need to buy in Cheltenham?

A 10% deposit on the median £340,000 Cheltenham home is £34,000 (5% would be £17,000). Borrowing the remaining £306,000 implies a household income of roughly £68,000 at a typical 4.5× lending multiple.

How many homes sell in Cheltenham each year?

Roughly 2,791 sales a year have been recorded in Cheltenham recently (HM Land Registry). That’s a liquid market — homes come up regularly, and pricing is well-evidenced.

Are homes in Cheltenham freehold or leasehold?

23% of recent sales in Cheltenham were leasehold and the rest freehold. Leasehold usually means flats — always check the remaining lease length and any service charge or ground rent before offering.

How do I check a specific Cheltenham property before buying?

Area figures set the scene, but every home differs. A Housometer report scores an individual Cheltenham address across value, energy, flood & ground risk, crime, schools, transport, noise, air and more — search any address to see it.

Is Cheltenham a nice area to live?

"Nice" is personal, but the official data gives a baseline: neighbourhoods in Cheltenham average 7.4/10 on the English Indices of Deprivation (10 = least deprived), with 68% in the least-deprived half of England. Deprivation, income, education, health and crime all vary street by street — check the specific address, not just the area.

Is Cheltenham safe?

On the crime domain of the English Indices of Deprivation, the area around Cheltenham averages 5.8/10 (10 = lowest recorded-crime deprivation in England). That's an area-wide average from official data — a Housometer report maps 24 months of street-level recorded crime around any specific address.

Nearby & related areas

LondonManchesterBristolBirminghamNottinghamLiverpoolLeedsSheffield
Gloucestershire county guideCheapest towns in GloucestershireMost expensive streets in Cheltenham
Sources

Sold-price figures derived from HM Land Registry Price Paid Data (© Crown copyright), under the Open Government Licence v3.0; £/m² combines PPD with MHCLG EPC floor areas. Full Housometer reports also draw on HM Land Registry, Ordnance Survey, Environment Agency, VOA, Ofsted, Police.uk, DEFRA, ONS and more. Area figures summarise the market and are not a valuation of any individual home.