Areas / Towns & cities / Bedford · town guide

House prices in Bedford

The average house price in Bedford over the last three years is £425,679, with a median sold price of £347,500 — above the ~£290,000 England & Wales norm.

Ranks #367 of 1050 towns & cities by median price — more expensive than 65% of them.
Median price
£348k
last 3 yrs
1-year change
-0.2%
5-year change
+10.3%
Sales / yr
3,249

HM Land Registry sold-price data · updated August 2026

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Sold prices in Bedford

Based on 10,041 sales recorded in the last three years (HM Land Registry).

Median sold price
£0
Average sold price
£0
Year-on-year
0%

The average house price in Bedford over the last three years is £425,679, with a median sold price of £347,500 — above the ~£290,000 England & Wales norm. The mean sits notably higher than the median here, which usually means a tail of larger or higher-value sales pulling the average up. That's drawn from 10,041 recorded sales — a liquid, actively-traded local market.

Bedford price trend

Quarterly median sold price (smoothed), against England & Wales. Hover for the value at any quarter.

BedfordEngland & Wales
£250k£300k£350k201620182020202220242026£359k
1 year
-0.2%
5 years
+10.3%
10 years
+42.1%

Over five years, prices in Bedford have risen (+10.3%). Across a full decade they are +42.1%. The last twelve months alone: -0.2%. On our smoothed index, prices in Bedford are at — or within a whisker of — their highest level on record, so there's little history of buying cheaper to point to.

How Bedford growth compares

Sold prices rebased to 100 at 2015 — so you can compare the pace of change in Bedford directly against England & Wales, regardless of price level.

BedfordEngland & Wales
100110120130140201620182020202220242026+46%

Indexed to 100 in 2015. A line at +20% means prices are 20% above their 2015 level.

What it costs to buy in Bedford

From entry-level to premium — where sold prices actually land, not just the headline median.

£348k
Entry-level
£198k
10th %ile
Middle of the market
£270k–£460k
25–75th %ile
Premium
£630k
90th %ile

Homes in Bedford span a broad range: the cheapest tenth of sales went for under £198,000, while the top tenth fetched over £630,000. Half of all sales fell between £270,000 and £460,000 — the practical "middle of the market" a typical buyer competes in.

Plan a budget for Bedford

Slide across what homes in Bedford actually sell for and see the deposit, stamp duty, monthly repayments and income a purchase would take.

Target price in Bedford
£348,000
around the local median · 35% up the local range
£195,000 · entry-level£630,000 · premium
deposit
Deposit (10%)
£34,800
Stamp duty (SDLT)
£7,400
Monthly repayment
£1,831/mo
5% · 25-yr repayment
Income needed
~£69,500
at 4.5× lending

Upfront cash ≈ £42,200 (deposit + stamp duty), before legal and survey fees. Illustration only, not financial advice — English SDLT main-residence rates for 2026/27; second homes pay a surcharge, and your mortgage rate and multiple will vary.

How Bedford compares

Average sold price here against its wider area and England (HM Land Registry UK House Price Index).

Bedford (this area)£426k
England£291khere: +46%
Bedford 1-yr -0.2%England 1-yr +3.9%

At £425,679, homes in Bedford sell for 46% above the England average. Prices here have moved slower than England as a whole over the past year (-0.2% vs +3.9%).

Prices by property type

Median sold price and share of the market, by type, across Bedford.

TypeMedian£/m²Sales
Detached£499,9503,142 (31%)
Semi-detached£340,0003,123 (31%)
Terraced£285,0002,309 (23%)
Flat / maisonette£180,0001,071 (11%)
Other£400,000396 (4%)

The most-traded type in Bedford is detached (3,142 sales, median £499,950), which tends to set the tone of the area. Flats (£180,000) and houses (~£383,803) trade well apart, so the headline figure moves a lot with the mix of what's for sale.

The Bedford market: activity & mix

How busy the market is, and what kind of homes actually change hands.

Sales per year
'16
'17
'18
'19
'20
5,128'21
'22
'23
'24
3,249'25
'26*

* 2026 is a part year — Land Registry sales are recorded a few weeks after completion.

Tenure & new-build mix
Leasehold 12.3%Freehold 87.7%
New-build 10.1%Existing 89.9%

Around 3,249 homes changed hands in Bedford in 2025 — quieter than the area's average of roughly 3,935 sales a year over the past decade. The busiest recent year was 2021 (5,128 sales). A quieter market cuts competition: well-priced homes still sell, but buyers have more room to negotiate and less pressure to rush. 12% of recent sales in Bedford were leasehold — mostly freehold, with some leasehold flats. New-build made up 10% of sales, a modest amount of new supply.

Living in Bedford: is it a nice area?

What the official deprivation statistics say about quality of life here — income, education, health and crime, relative to the rest of England.

On the official English Indices of Deprivation, the 94 neighbourhoods that make up Bedford average 5.5 out of 10 (1 = most deprived in England, 10 = least) — around the middle of the English range. 54% of its neighbourhoods sit in the least-deprived half of the country, while 17% are in the most-deprived fifth. On the index's crime domain it averages 5.9/10, pointing to moderate recorded-crime pressure relative to England as a whole. Averages hide street-level variation — the map below shows how each neighbourhood differs.

Overall deprivation
5.5/10
Income
5.6/10
Education
5.2/10
Health
5.3/10
Crime domain
5.9/10

Mean decile across 94 Census neighbourhoods (LSOAs): 1 = among the most deprived 10% in England, 10 = the least. Source: English Indices of Deprivation (MHCLG). A statistical baseline, not a judgement — streets vary enormously within any average.

Where Bedford is

The town outlined on the map — pan and zoom, then search any address inside it for a full report.

Bedford boundary

Boundary © Office for National Statistics (Open Geography Portal), Open Government Licence v3.0.

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What a full report reveals about a Bedford home

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🎓Schools & Ofsted

Every nearby school, phase, distance and latest Ofsted rating.

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🌊Flood & ground risk

Rivers, surface water, mining, radon and subsidence at the exact plot.

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🚨Crime & safety

24 months of local crime by category, mapped around the address.

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🔊Noise & air quality

Modelled road/rail/aircraft noise and pollutant levels for the home.

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📶Broadband & mobile

Ofcom speeds and coverage available at the postcode.

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Energy & running costs

EPC rating, floor area, and estimated heating & lighting costs.

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💷Value estimate

A price estimate with a confidence range and the comparable sales behind it.

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🚆Transport & commute

Nearest stations, walk times and your real door-to-door commute.

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What's in a Housometer report

Every section, for any specific home in Bedford.

Value & sold prices

An evidence-based estimate with a confidence range, every sale since 1995, and the nearest comparables.

Energy & EPC

EPC rating, floor area, heating type and what the home costs to run.

Council tax

The exact band for this property and what it costs you each year.

Flood risk

River, sea and surface-water flood risk, with the nearest watercourse.

Ground & mining

Subsidence and ground stability, radon potential and coal-mining legacy.

Crime & safety

Recent crime in the immediate area, by type and trend, plus road safety.

Noise & air quality

Road, rail and aircraft noise plus NO₂ and particulate air pollution.

Schools

Nearest primaries and secondaries with Ofsted ratings and performance.

Transport & commute

Nearest stations, walk times and travel time to your workplace.

Amenities & green space

Walking distance to shops, GP, gyms, parks and everyday essentials.

Broadband & mobile

Full-fibre and gigabit availability, top speeds and mobile coverage.

Planning & tenure

Applications at the property and next door, designations, tenure and ownership.

Property history

Historic OS maps, the likely build era and a dated timeline of the home’s past.

Demographics & income

Local earnings, deprivation, household make-up and who lives nearby.

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Bedford house prices — FAQs

What is the average house price in Bedford?

Over the last three years the median sold price in Bedford was £347,500, with a mean of £425,679, based on 10,041 HM Land Registry sales.

Is Bedford expensive?

At a £347,500 median, Bedford is more expensive than the ~£290,000 England & Wales average.

Are house prices in Bedford going up or down?

On our smoothed index, Bedford prices have moved -0.2% over the past year. Local trends are noisy, so this is a guide to direction rather than a precise figure.

What's the cheapest type of home to buy in Bedford?

Of the common types, flat / maisonette have the lowest median at £180,000 (1,071 sales).

How much do I need to buy in Bedford?

Entry-level homes (the cheapest 10% of sales) went for under £198,000, and most buyers competed in the £270,000–£460,000 band. The top 10% of sales exceeded £630,000.

How much have Bedford house prices changed over 5 years?

Prices in Bedford are +10.3% over the last five years, and +42.1% over ten, on our smoothed index of Land Registry sales.

How much stamp duty will I pay on a home in Bedford?

On the £347,500 median-priced Bedford home, a home-mover pays about £7,375 in Stamp Duty Land Tax at 2026/27 rates, and a first-time buyer about £2,375 with first-time-buyer relief. Second homes pay a surcharge on top.

How much deposit and income do I need to buy in Bedford?

A 10% deposit on the median £347,500 Bedford home is £34,750 (5% would be £17,375). Borrowing the remaining £312,750 implies a household income of roughly £69,500 at a typical 4.5× lending multiple.

How many homes sell in Bedford each year?

Roughly 3,249 sales a year have been recorded in Bedford recently (HM Land Registry). That’s a liquid market — homes come up regularly, and pricing is well-evidenced.

How do I check a specific Bedford property before buying?

Area figures set the scene, but every home differs. A Housometer report scores an individual Bedford address across value, energy, flood & ground risk, crime, schools, transport, noise, air and more — search any address to see it.

Is Bedford a nice area to live?

"Nice" is personal, but the official data gives a baseline: neighbourhoods in Bedford average 5.5/10 on the English Indices of Deprivation (10 = least deprived), with 54% in the least-deprived half of England. Deprivation, income, education, health and crime all vary street by street — check the specific address, not just the area.

Is Bedford safe?

On the crime domain of the English Indices of Deprivation, the area around Bedford averages 5.9/10 (10 = lowest recorded-crime deprivation in England). That's an area-wide average from official data — a Housometer report maps 24 months of street-level recorded crime around any specific address.

Nearby & related areas

LondonManchesterBristolBirminghamNottinghamLiverpoolLeedsSheffield
Bedford county guideMost expensive streets in Bedford
Sources

Sold-price figures derived from HM Land Registry Price Paid Data (© Crown copyright), under the Open Government Licence v3.0; £/m² combines PPD with MHCLG EPC floor areas. Full Housometer reports also draw on HM Land Registry, Ordnance Survey, Environment Agency, VOA, Ofsted, Police.uk, DEFRA, ONS and more. Area figures summarise the market and are not a valuation of any individual home.