Areas / OL13 / OL13 8 · postcode sector guide

House prices in OL13 8, Bacup

The average house price in OL13 8, Bacup over the last three years is £197,668, with a median sold price of £165,000 — well below the ~£290,000 England & Wales norm.

Median price
£165k
last 3 yrs
1-year change
-9.1%
5-year change
+6.5%
Per m²
£2k

HM Land Registry sold-price data · updated August 2026

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Sold prices in OL13 8, Bacup

Based on 178 sales recorded in the last three years (HM Land Registry).

Median sold price
£0
Average sold price
£0
Median £/m²
£0
Year-on-year
0%

The average house price in OL13 8, Bacup over the last three years is £197,668, with a median sold price of £165,000 — well below the ~£290,000 England & Wales norm. The mean sits notably higher than the median here, which usually means a tail of larger or higher-value sales pulling the average up. That's drawn from 178 recorded sales — a thinner, lower-volume local market.

OL13 8 price trend

Quarterly median sold price (smoothed), against England & Wales. Hover for the value at any quarter.

OL13 8England & Wales
£100k£150k£200k£250k£300k201620182020202220242026£163k
1 year
-9.1%
5 years
+6.5%
10 years
+74.2%

Over five years, prices in OL13 8, Bacup have been broadly flat (+6.5%). Across a full decade they are +74.2%. The last twelve months alone: -9.1%. Prices in OL13 8, Bacup still sit about 15.2% below their 2025 peak on our smoothed index — worth knowing when a seller's asking price was set with the top of the market in mind.

How OL13 8 growth compares

Sold prices rebased to 100 at 2015 — so you can compare the pace of change in OL13 8 directly against England & Wales, regardless of price level.

OL13 8England & Wales
80100120140201620182020202220242026+37%

Indexed to 100 in 2015. A line at +20% means prices are 20% above their 2015 level.

What it costs to buy in OL13 8, Bacup

From entry-level to premium — where sold prices actually land, not just the headline median.

£165k
Entry-level
£80k
10th %ile
Middle of the market
£110k–£246k
25–75th %ile
Premium
£341k
90th %ile

Homes in OL13 8, Bacup span an unusually wide range: the cheapest tenth of sales went for under £79,982, while the top tenth fetched over £340,500. Half of all sales fell between £110,000 and £246,125 — the practical "middle of the market" a typical buyer competes in.

Plan a budget for OL13 8, Bacup

Slide across what homes in OL13 8 actually sell for and see the deposit, stamp duty, monthly repayments and income a purchase would take.

Target price in OL13 8
£165,000
around the local median · 33% up the local range
£75,000 · entry-level£345,000 · premium
deposit
Deposit (10%)
£16,500
Stamp duty (SDLT)
£800
Monthly repayment
£868/mo
5% · 25-yr repayment
Income needed
~£33,000
at 4.5× lending

Upfront cash ≈ £17,300 (deposit + stamp duty), before legal and survey fees. Illustration only, not financial advice — English SDLT main-residence rates for 2026/27; second homes pay a surcharge, and your mortgage rate and multiple will vary.

How OL13 8 compares

Average sold price here against its wider area and England (HM Land Registry UK House Price Index).

OL13 8 (this area)£198k
Rossendale£189khere: +5%
England£291khere: -32%
OL13 8 1-yr -9.1%Rossendale 1-yr +1.1%England 1-yr +3.9%

At £197,668, homes in OL13 8, Bacup sell for 5% above the Rossendale average, and 32% below the England average. Prices here have moved slower than England as a whole over the past year (-9.1% vs +3.9%).

Prices by property type

Median sold price, £/m² and share of the market, by type, across OL13 8.

TypeMedian£/m²Sales
TerracedBest £/m²£115,000£1,52287 (49%)
Semi-detached£200,750£2,34852 (30%)
Detached£325,000£2,47537 (21%)

The most-traded type in OL13 8, Bacup is terraced (87 sales, median £115,000), which tends to set the tone of the area. Priced by size, homes here work out at roughly £1,960 per square metre — a useful yardstick when a listing's asking price looks high or low for its floor area. Space for money: terraced offer the most floor area per pound in OL13 8, Bacup, at about £1,522/m², while detached cost the most at £2,475/m² — a 63% premium. If floor area matters more to you than form, that gap is where the value hides.

The OL13 8 market: activity & mix

How busy the market is, and what kind of homes actually change hands.

Sales per year
'16
'17
'18
'19
'20
97'21
'22
'23
'24
73'25
'26*

* 2026 is a part year — Land Registry sales are recorded a few weeks after completion.

Tenure & new-build mix
Leasehold 47.8%Freehold 52.2%

Around 73 homes changed hands in OL13 8, Bacup in 2025 — in line with the area's average of roughly 73 sales a year over the past decade. The busiest recent year was 2021 (97 sales). Steady turnover means a reasonable flow of fresh listings through the year. 48% of recent sales in OL13 8, Bacup were leasehold — a substantial leasehold share, so factor in service charges and lease length.

Inside OL13 8: deprivation & demographics

Explore the neighbourhoods that make up this area. Each cell is a Census neighbourhood (LSOA) shaded by its national decile — switch between overall deprivation, income, education, health, crime and more. Tap a cell for its figure.

Most deprivedLeast

Deciles are national (1 = most deprived 10% in England, 10 = least). Source: English Indices of Deprivation (IMD) by 2021 LSOA, boundaries © ONS. This shows the area's statistical neighbourhoods, not a precise postcode boundary.

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What's in a Housometer report

Every section, for any specific home in OL13 8.

Value & sold prices

An evidence-based estimate with a confidence range, every sale since 1995, and the nearest comparables.

Energy & EPC

EPC rating, floor area, heating type and what the home costs to run.

Council tax

The exact band for this property and what it costs you each year.

Flood risk

River, sea and surface-water flood risk, with the nearest watercourse.

Ground & mining

Subsidence and ground stability, radon potential and coal-mining legacy.

Crime & safety

Recent crime in the immediate area, by type and trend, plus road safety.

Noise & air quality

Road, rail and aircraft noise plus NO₂ and particulate air pollution.

Schools

Nearest primaries and secondaries with Ofsted ratings and performance.

Transport & commute

Nearest stations, walk times and travel time to your workplace.

Amenities & green space

Walking distance to shops, GP, gyms, parks and everyday essentials.

Broadband & mobile

Full-fibre and gigabit availability, top speeds and mobile coverage.

Planning & tenure

Applications at the property and next door, designations, tenure and ownership.

Property history

Historic OS maps, the likely build era and a dated timeline of the home’s past.

Demographics & income

Local earnings, deprivation, household make-up and who lives nearby.

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OL13 8 house prices — FAQs

What is the average house price in OL13 8, Bacup?

Over the last three years the median sold price in OL13 8 was £165,000, with a mean of £197,668, based on 178 HM Land Registry sales.

Is OL13 8, Bacup expensive?

At a £165,000 median, OL13 8 is cheaper than the ~£290,000 England & Wales average, working out at roughly £1,960 per square metre.

Are house prices in OL13 8, Bacup going up or down?

On our smoothed index, OL13 8 prices have moved -9.1% over the past year. Local trends are noisy, so this is a guide to direction rather than a precise figure.

What's the cheapest type of home to buy in OL13 8, Bacup?

Of the common types, terraced have the lowest median at £115,000 (87 sales).

How much do I need to buy in OL13 8, Bacup?

Entry-level homes (the cheapest 10% of sales) went for under £79,982, and most buyers competed in the £110,000–£246,125 band. The top 10% of sales exceeded £340,500.

How much have OL13 8, Bacup house prices changed over 5 years?

Prices in OL13 8 are +6.5% over the last five years, and +74.2% over ten, on our smoothed index of Land Registry sales.

How much stamp duty will I pay on a home in OL13 8, Bacup?

On the £165,000 median-priced OL13 8 home, a home-mover pays about £800 in Stamp Duty Land Tax at 2026/27 rates, and a first-time buyer about £0 with first-time-buyer relief. Second homes pay a surcharge on top.

How much deposit and income do I need to buy in OL13 8, Bacup?

A 10% deposit on the median £165,000 OL13 8 home is £16,500 (5% would be £8,250). Borrowing the remaining £148,500 implies a household income of roughly £33,000 at a typical 4.5× lending multiple.

How many homes sell in OL13 8, Bacup each year?

Roughly 73 sales a year have been recorded in OL13 8 recently (HM Land Registry). That’s a small market — the right home may take patience, and each sale can move the local averages.

Are homes in OL13 8, Bacup freehold or leasehold?

48% of recent sales in OL13 8 were leasehold and the rest freehold. Leasehold usually means flats — always check the remaining lease length and any service charge or ground rent before offering.

How do I check a specific OL13 8 property before buying?

Area figures set the scene, but every home differs. A Housometer report scores an individual OL13 8, Bacup address across value, energy, flood & ground risk, crime, schools, transport, noise, air and more — search any address to see it.

Nearby & related areas

OL13 9OL13 0
OL13 district guide
Sources

Sold-price figures derived from HM Land Registry Price Paid Data (© Crown copyright), under the Open Government Licence v3.0; £/m² combines PPD with MHCLG EPC floor areas. Full Housometer reports also draw on HM Land Registry, Ordnance Survey, Environment Agency, VOA, Ofsted, Police.uk, DEFRA, ONS and more. Area figures summarise the market and are not a valuation of any individual home.