Areas / EC4A / EC4A 3 · postcode sector guide

House prices in EC4A 3, City Of London

The average house price in EC4A 3, City Of London over the last three years is £544,471, with a median sold price of £565,000 — well above the ~£290,000 England & Wales norm.

Median price
£565k
last 3 yrs
Per m²
£8k

HM Land Registry sold-price data · updated August 2026

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Sold prices in EC4A 3, City Of London

Based on 7 sales recorded in the last three years (HM Land Registry).

Median sold price
£0
Average sold price
£0
Median £/m²
£0
Sales / year
0

The average house price in EC4A 3, City Of London over the last three years is £544,471, with a median sold price of £565,000 — well above the ~£290,000 England & Wales norm. The mean and median are close, so prices here are fairly evenly spread rather than skewed by a few outliers. That's drawn from 7 recorded sales — a thinner, lower-volume local market.

EC4A 3 records only a handful of sales each quarter, so a reliable price trend or growth rate can't be shown — the figures above summarise those recent sales. For a like-for-like read, look at the wider district or search a specific address for its own history.

What it costs to buy in EC4A 3, City Of London

From entry-level to premium — where sold prices actually land, not just the headline median.

£565k
Entry-level
£482k
10th %ile
Middle of the market
£516k–£568k
25–75th %ile
Premium
£589k
90th %ile

Homes in EC4A 3, City Of London span a fairly tight range: the cheapest tenth of sales went for under £482,000, while the top tenth fetched over £588,780. Half of all sales fell between £516,250 and £568,150 — the practical "middle of the market" a typical buyer competes in.

Plan a budget for EC4A 3, City Of London

Slide across what homes in EC4A 3 actually sell for and see the deposit, stamp duty, monthly repayments and income a purchase would take.

Target price in EC4A 3
£565,000
around the local median · 77% up the local range
£480,000 · entry-level£590,000 · premium
deposit
Deposit (10%)
£56,500
Stamp duty (SDLT)
£18,250
Monthly repayment
£2,973/mo
5% · 25-yr repayment
Income needed
~£113,000
at 4.5× lending

Upfront cash ≈ £74,750 (deposit + stamp duty), before legal and survey fees. Illustration only, not financial advice — English SDLT main-residence rates for 2026/27; second homes pay a surcharge, and your mortgage rate and multiple will vary.

How EC4A 3 compares

Average sold price here against its wider area and England (HM Land Registry UK House Price Index).

EC4A 3 (this area)£544k
City of London£612khere: -11%
England£291khere: +87%
City of London 1-yr -25.1%England 1-yr +3.9%

At £544,471, homes in EC4A 3, City Of London sell for 11% below the City of London average, and 87% above the England average.

Prices by property type

Median sold price, £/m² and share of the market, by type, across EC4A 3.

TypeMedian£/m²Sales
Flat / maisonette£565,000£7,8857 (100%)

The most-traded type in EC4A 3, City Of London is flat / maisonette (7 sales, median £565,000), which tends to set the tone of the area. Priced by size, homes here work out at roughly £7,885 per square metre — a useful yardstick when a listing's asking price looks high or low for its floor area.

The EC4A 3 market: activity & mix

How busy the market is, and what kind of homes actually change hands.

Sales per year
'12
14'13
'14
'15
'17
'18
'19
'21
'22
'24
3'25
Tenure & new-build mix
Leasehold 100%Freehold 0%

Around 3 homes changed hands in EC4A 3, City Of London in 2025 — quieter than the area's average of roughly 4 sales a year over the past decade. The busiest recent year was 2013 (14 sales). A quieter market cuts competition: well-priced homes still sell, but buyers have more room to negotiate and less pressure to rush. 100% of recent sales in EC4A 3, City Of London were leasehold — overwhelmingly leasehold — expect flats and ground rents.

Inside EC4A 3: deprivation & demographics

Explore the neighbourhoods that make up this area. Each cell is a Census neighbourhood (LSOA) shaded by its national decile — switch between overall deprivation, income, education, health, crime and more. Tap a cell for its figure.

Most deprivedLeast

Deciles are national (1 = most deprived 10% in England, 10 = least). Source: English Indices of Deprivation (IMD) by 2021 LSOA, boundaries © ONS. This shows the area's statistical neighbourhoods, not a precise postcode boundary.

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What a full report reveals about a EC4A 3 home

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📶Broadband & mobile

Ofcom speeds and coverage available at the postcode.

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Energy & running costs

EPC rating, floor area, and estimated heating & lighting costs.

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A price estimate with a confidence range and the comparable sales behind it.

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What's in a Housometer report

Every section, for any specific home in EC4A 3.

Value & sold prices

An evidence-based estimate with a confidence range, every sale since 1995, and the nearest comparables.

Energy & EPC

EPC rating, floor area, heating type and what the home costs to run.

Council tax

The exact band for this property and what it costs you each year.

Flood risk

River, sea and surface-water flood risk, with the nearest watercourse.

Ground & mining

Subsidence and ground stability, radon potential and coal-mining legacy.

Crime & safety

Recent crime in the immediate area, by type and trend, plus road safety.

Noise & air quality

Road, rail and aircraft noise plus NO₂ and particulate air pollution.

Schools

Nearest primaries and secondaries with Ofsted ratings and performance.

Transport & commute

Nearest stations, walk times and travel time to your workplace.

Amenities & green space

Walking distance to shops, GP, gyms, parks and everyday essentials.

Broadband & mobile

Full-fibre and gigabit availability, top speeds and mobile coverage.

Planning & tenure

Applications at the property and next door, designations, tenure and ownership.

Property history

Historic OS maps, the likely build era and a dated timeline of the home’s past.

Demographics & income

Local earnings, deprivation, household make-up and who lives nearby.

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EC4A 3 house prices — FAQs

What is the average house price in EC4A 3, City Of London?

Over the last three years the median sold price in EC4A 3 was £565,000, with a mean of £544,471, based on 7 HM Land Registry sales.

Is EC4A 3, City Of London expensive?

At a £565,000 median, EC4A 3 is more expensive than the ~£290,000 England & Wales average, working out at roughly £7,885 per square metre.

What's the cheapest type of home to buy in EC4A 3, City Of London?

Of the common types, flat / maisonette have the lowest median at £565,000 (7 sales).

How much do I need to buy in EC4A 3, City Of London?

Entry-level homes (the cheapest 10% of sales) went for under £482,000, and most buyers competed in the £516,250–£568,150 band. The top 10% of sales exceeded £588,780.

How much stamp duty will I pay on a home in EC4A 3, City Of London?

On the £565,000 median-priced EC4A 3 home, a home-mover pays about £18,250 in Stamp Duty Land Tax at 2026/27 rates (first-time-buyer relief doesn’t apply above £500,000). Second homes pay a surcharge on top.

How much deposit and income do I need to buy in EC4A 3, City Of London?

A 10% deposit on the median £565,000 EC4A 3 home is £56,500 (5% would be £28,250). Borrowing the remaining £508,500 implies a household income of roughly £113,000 at a typical 4.5× lending multiple.

Are homes in EC4A 3, City Of London freehold or leasehold?

100% of recent sales in EC4A 3 were leasehold and the rest freehold. Leasehold usually means flats — always check the remaining lease length and any service charge or ground rent before offering.

How do I check a specific EC4A 3 property before buying?

Area figures set the scene, but every home differs. A Housometer report scores an individual EC4A 3, City Of London address across value, energy, flood & ground risk, crime, schools, transport, noise, air and more — search any address to see it.

Nearby & related areas

EC4A 1EC4A 2EC4A 4
EC4A district guide
Sources

Sold-price figures derived from HM Land Registry Price Paid Data (© Crown copyright), under the Open Government Licence v3.0; £/m² combines PPD with MHCLG EPC floor areas. Full Housometer reports also draw on HM Land Registry, Ordnance Survey, Environment Agency, VOA, Ofsted, Police.uk, DEFRA, ONS and more. Area figures summarise the market and are not a valuation of any individual home.