Stocks Cottage, 3, Co Operative Terrace, HX4 9HJ

Terraced house132 m²EPC EFreehold

Stocks Cottage, 3, Co Operative Terrace is a freehold terraced house on Co Operative Terrace in HX4. It last sold for £135,000 in 2021, its only sale in HM Land Registry's records.

EPC EGigabit broadband 100%

What this home is

The physical record — from its EPC assessments, HM Land Registry and the VOA.

Property type
End-terrace house
Enclosed end-terrace
Floor area
132 m²
1,421 sq ft
Built
1900-1929
EPC construction age band
Tenure
Freehold
CO₂
9.1 t/yr
current estimate

EPC data © Crown copyright; bedrooms are the register's estimate, not a survey. Tenure from HM Land Registry.

What is it worth now?

An indicative projection from its own sale record — the report's valuation prices it against individual comparable sales.

Indicatively £120,000£152,000 today, projected from its 2021 sale.

Indicative value
£120,000£152,000
Carrying the 2021 sale forward with HX4's market movement (×1.01). It can't see condition or improvements.
Last sold (2021)
£135,000
District median movement since: ×1.01.
Sold 2021 · £135k£152k£120k2026

From the 2021 sale, the indicative range widens as time passes — the cone is that growing uncertainty, not a forecast.

HX4 £/m² (recent sales)£2,208this home £1,023 at its last sale
The local market
Official house price index (UK HPI)

Across Calderdale, the official average home value is £190,555+5% in a year, +26% over five.

Detached£366,354
Semi-detached£227,821
Terraced£166,564
Flat / maisonette£119,257

Covers the whole Calderdale area, not this postcode.

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The precise, comparables-based valuation

A point estimate with likely and wide ranges, built from individual comparable sales nearby — each listed with address, date, size and adjusted price.

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Comparable sales analysed
Model confidence
Point estimate
Likely range (p50) & wide range (p80)
vs the wider area (£/m² percentile)
Every comparable — address, date, size, sold & adjusted price

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Indicative range projected from HM Land Registry sold prices; not a formal valuation, survey or appraisal.

Everything on Stocks Cottage, 3, Co Operative Terrace, unlocked

The valuation with its comparables, every application and document trail, tenure & title, the ten score workings — the full dossier for this one address.

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Sale history

Every transaction HM Land Registry records for Stocks Cottage, 3, Co Operative Terrace, newest first.

1 recorded sale since 2021.

£50k£100k£150k£200k£250k2009201220152018202120242026£212kSold 2021: £135,000£135k
£50k£100k£150k£200k£250k201520212026£212kSold 2021: £135,000£135k
HX4 yearly medianThis home's recorded sales

This home's recorded sales joined up, with the change between each — against HX4's yearly median.

16 Jul 2021Most recent
£135,000
Terraced house · Freehold
Energy certificate 24 Mar 2021
Rated EPC E · 132 m² recorded
Built 1900-1929
Property built
Edwardian (1901–1918)
What a home of this era typically means
  • Usually solid brick walls, so expect the same cold-bridging and insulation challenges as Victorian stock.
  • Often more generous rooms, hallways and ceiling heights — comfortable but harder to heat.

HM Land Registry Price Paid Data; sales before 1995 are not in the public dataset.

How it compares on Co Operative Terrace

Against the 5 homes HM Land Registry and the EPC register know on this street.

Broadly typical of Co Operative Terrace

Co Operative Terrace sold prices & full street profile →

Street medians from recorded sales in the last 8 years and EPC floor areas; a street's unsold homes are invisible to price medians.

Energy & running costs

What Stocks Cottage, 3, Co Operative Terrace's Energy Performance Certificate says about efficiency, cost and construction.

EPC band E (49/100) — improvable to C
Heating, hot water and lighting estimated at about £1,801 a year. Certificate valid until March 2031.
A92+
B81–91
C69–80
Potential · 79
D55–68
E39–54
This home · 49
F21–38
G1–20
CO₂ emissions
9.1 t/yr
current estimate
Built
1900-1929
EPC construction age band
Built form
Enclosed end-terrace
Running cost
£1,801/yr
heating + hot water + lighting
Certificate
24 Mar 2021
lodgement date
Heat pump?Possible — check first
Pre-1930 solid walls lose heat fast — a heat pump would need wall insulation or oversized radiators to keep up.
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The construction detail, element by element

Every fabric element as the assessor described it — walls, roof, floor, windows, hot water and heating construction with its efficiency rating — plus glazing detail and itemised running costs.

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Wall construction & insulation, as assessed
Roof & floor construction, as assessed
Windows & glazing detail
Heating & hot-water systems, with efficiency ratings
Itemised running costs (heating / hot water / lighting)

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EPC data © Crown copyright, from the domestic EPC register. Certificates describe the home as assessed on their date.

The practical file

The running costs and everyday infrastructure a viewing can't show you.

gigabit broadband reaches 100% of premises.

Gigabit broadband
100%
of premises here
Top speed
0 Mbps
median 0 Mbps
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Every amenity, counted and priced

The full amenity list by category with names and distances — supermarkets to GPs to gyms — plus parks with sizes and every connectivity measure in full.

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Every amenity category, counted with nearest distances
Parks & green spaces with sizes
Connectivity measures in full

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VOA council-tax band with the authority's current rates; Ofcom broadband coverage; amenities from OpenStreetMap contributors (ODbL); EV charging from the National Chargepoint Registry; hygiene ratings from the Food Standards Agency.

The neighbourhood

Who lives here and how the area ranks — the Calderdale 026B neighbourhood, from the Census and the Indices of Deprivation.

IMD decile 7/10less deprived than most of England; household income about 1% above the national average; shared/rented housing low.

7/10Less deprived than most of England
1 · most deprived10 · least deprived

In plain terms: income and education & skills score well, but a weaker living environment.

Breakdown by domain
Income8/10
Employment7/10
Education & skills8/10
Health7/10
Crime5/10
Housing & access4/10
Living environment3/10

ONS Census 2021 and the English Indices of Deprivation, at neighbourhood (LSOA/MSOA) level — the immediate pocket, not the whole postcode district.

The street and the area

Where Stocks Cottage, 3, Co Operative Terrace sits in its local market.

HX4 median
£200,000
last 8 years
HX4 £/m²
£2,208
last 8 years

Stocks Cottage, 3, Co Operative Terrace: quick answers

From HM Land Registry, EPC, VOA, Police.uk, DfE and Environment Agency records.

When did Stocks Cottage, 3, Co Operative Terrace last sell, and for how much?

Stocks Cottage, 3, Co Operative Terrace last sold for £135,000 on 16 Jul 2021, according to HM Land Registry.

How many times has Stocks Cottage, 3, Co Operative Terrace been sold?

HM Land Registry records 1 sale for Stocks Cottage, 3, Co Operative Terrace. Sales before 1995 are not in the public dataset.

How big is Stocks Cottage, 3, Co Operative Terrace?

Its most recent Energy Performance Certificate records 132 m² of floor area.

How energy efficient is Stocks Cottage, 3, Co Operative Terrace?

Its most recent EPC rates it E (score 49). Its recommended improvements would take it to C.

What is Stocks Cottage, 3, Co Operative Terrace worth today?

Carrying its 2021 sale price forward with HX4's market movement suggests roughly £120,000–£152,000 as of 2026. This is indicative only — the full report values it against individual comparable sales.

How fast is broadband at Stocks Cottage, 3, Co Operative Terrace?

Top available download speed is around 0 Mbps. Gigabit-capable broadband reaches 100% of premises in this postcode. (Source: Ofcom)

Other homes at HX4 9HJ

Recorded sales for the other addresses sharing this postcode on Co Operative Terrace.

HM Land Registry last recorded sale per address; unsold homes show no price.

Buying or selling Stocks Cottage, 3, Co Operative Terrace?

The full £5 report opens every locked panel in this dossier — a precise comparables-based valuation, the itemised EPC, planning activity, school results and admissions odds, forward-looking flood risk, a negotiation read and a viewing checklist, for this exact home.

The data behind this dossier
HM Land RegistryEPC RegisterValuation Office AgencyPolice.ukDfE & OfstedEnvironment AgencyDEFRAUKHSA & BGSCoal AuthorityOfcomNaPTANOpenStreetMap

Contains public-sector data © Crown copyright and database right 2026, licensed under the Open Government Licence v3.0 where applicable. Amenity data © OpenStreetMap contributors (ODbL). Sales before 1995 are not in the public dataset. Figures describe recorded data and are not a survey or valuation of this home; the indicative range is a projection, not an appraisal. marks detail included in the £5 report.