Bank Cottage, 16, Cobden Road, DE4 3JR

Detached house87 m²EPC EFreehold

Bank Cottage, 16, Cobden Road, in DE4, is a freehold detached house on Cobden Road. It last sold for £255,000 in 2015, its only sale in HM Land Registry's records.

EPC EGigabit broadband 100%

What this home is

The physical record — from its EPC assessments, HM Land Registry and the VOA.

Property type
Detached house
Detached
Floor area
87 m²
936 sq ft
Built
before 1900
EPC construction age band
Tenure
Freehold
CO₂
6.3 t/yr
current estimate

EPC data © Crown copyright; bedrooms are the register's estimate, not a survey. Tenure from HM Land Registry.

What is it worth now?

An indicative projection from its own sale record — the report's valuation prices it against individual comparable sales.

Indicatively £264,000£390,000 today, projected from its 2015 sale.

Indicative value
£264,000£390,000
Carrying the 2015 sale forward with DE4's market movement (×1.28). It can't see condition or improvements.
Last sold (2015)
£255,000
District median movement since: ×1.28.
Sold 2015 · £255k£390k£264k2026

From the 2015 sale, the indicative range widens as time passes — the cone is that growing uncertainty, not a forecast.

DE4 £/m² (recent sales)£2,881this home £2,931 at its last sale
The local market
Official house price index (UK HPI)

Across Derbyshire Dales, the official average home value is £353,364+12% in a year, +21% over five.

Detached£489,311
Semi-detached£321,506
Terraced£270,965
Flat / maisonette£190,501

Covers the whole Derbyshire Dales area, not this postcode.

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The precise, comparables-based valuation

A point estimate with likely and wide ranges, built from individual comparable sales nearby — each listed with address, date, size and adjusted price.

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Comparable sales analysed
Model confidence
Point estimate
Likely range (p50) & wide range (p80)
vs the wider area (£/m² percentile)
Every comparable — address, date, size, sold & adjusted price

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Indicative range projected from HM Land Registry sold prices; not a formal valuation, survey or appraisal.

Everything on Bank Cottage, 16, Cobden Road, unlocked

The valuation with its comparables, every application and document trail, tenure & title, the ten score workings — the full dossier for this one address.

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Sale history

Every transaction HM Land Registry records for Bank Cottage, 16, Cobden Road, newest first.

1 recorded sale since 2015.

£100k£200k£300k200820122016202020242026£266kSold 2015: £255,000£255k
£100k£200k£300k201520212026£266kSold 2015: £255,000£255k
DE4 yearly medianThis home's recorded sales

This home's recorded sales joined up, with the change between each — against DE4's yearly median.

8 Apr 2015Most recent
£255,000
Detached house · Freehold
Energy certificate 17 Oct 2014
Rated EPC E · 87 m² recorded
Built before 1900
Property built
Victorian or earlier
What a home of this era typically means
  • Almost certainly solid (single-leaf) brick walls — no cavity, so harder and costlier to insulate than modern cavity walls.
  • Shallow foundations by today’s standards; on clay soils, watch for historic movement and subsidence.
  • Typically suspended timber ground floors and original single-glazed sash windows unless upgraded.
  • Built with breathable lime mortar and plaster — modern cement renders or gypsum can trap damp if applied over them.

HM Land Registry Price Paid Data; sales before 1995 are not in the public dataset.

Energy & running costs

What Bank Cottage, 16, Cobden Road's Energy Performance Certificate says about efficiency, cost and construction.

EPC band E (43/100) — improvable to C
Heating, hot water and lighting estimated at about £1,417 a year. The certificate expired in 2024 — the seller needs a new EPC to market the home.
Worth checking
!The certificate expired in 2024 — the seller needs a new EPC to market the home, and the property may have changed since the assessment.
A92+
B81–91
C69–80
Potential · 80
D55–68
E39–54
This home · 43
F21–38
G1–20
CO₂ emissions
6.3 t/yr
current estimate
Built
before 1900
EPC construction age band
Built form
Detached
Running cost
£1,417/yr
heating + hot water + lighting
Certificate
17 Oct 2014
lodgement date
Heat pump?Possible — check first
Pre-1930 solid walls lose heat fast — a heat pump would need wall insulation or oversized radiators to keep up.
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The construction detail, element by element

Every fabric element as the assessor described it — walls, roof, floor, windows, hot water and heating construction with its efficiency rating — plus glazing detail and itemised running costs.

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Wall construction & insulation, as assessed
Roof & floor construction, as assessed
Windows & glazing detail
Heating & hot-water systems, with efficiency ratings
Itemised running costs (heating / hot water / lighting)

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EPC data © Crown copyright, from the domestic EPC register. Certificates describe the home as assessed on their date.

The practical file

The running costs and everyday infrastructure a viewing can't show you.

gigabit broadband reaches 100% of premises.

Gigabit broadband
100%
of premises here
Top speed
0 Mbps
median 0 Mbps
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Every amenity, counted and priced

The full amenity list by category with names and distances — supermarkets to GPs to gyms — plus parks with sizes and every connectivity measure in full.

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Every amenity category, counted with nearest distances
Parks & green spaces with sizes
Connectivity measures in full

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VOA council-tax band with the authority's current rates; Ofcom broadband coverage; amenities from OpenStreetMap contributors (ODbL); EV charging from the National Chargepoint Registry; hygiene ratings from the Food Standards Agency.

The neighbourhood

Who lives here and how the area ranks — the Derbyshire Dales 005B neighbourhood, from the Census and the Indices of Deprivation.

IMD decile 8/10less deprived than most of England; household income about 2% below the national average; shared/rented housing low.

8/10Less deprived than most of England
1 · most deprived10 · least deprived

In plain terms: education & skills and income score well.

Breakdown by domain
Income8/10
Employment5/10
Education & skills9/10
Health5/10
Crime8/10
Housing & access8/10
Living environment6/10

ONS Census 2021 and the English Indices of Deprivation, at neighbourhood (LSOA/MSOA) level — the immediate pocket, not the whole postcode district.

The street and the area

Where Bank Cottage, 16, Cobden Road sits in its local market.

DE4 median
£275,000
last 8 years
DE4 £/m²
£2,881
last 8 years

Bank Cottage, 16, Cobden Road: quick answers

From HM Land Registry, EPC, VOA, Police.uk, DfE and Environment Agency records.

When did Bank Cottage, 16, Cobden Road last sell, and for how much?

Bank Cottage, 16, Cobden Road last sold for £255,000 on 8 Apr 2015, according to HM Land Registry.

How many times has Bank Cottage, 16, Cobden Road been sold?

HM Land Registry records 1 sale for Bank Cottage, 16, Cobden Road. Sales before 1995 are not in the public dataset.

How big is Bank Cottage, 16, Cobden Road?

Its most recent Energy Performance Certificate records 87 m² of floor area.

How energy efficient is Bank Cottage, 16, Cobden Road?

Its most recent EPC rates it E (score 43). Its recommended improvements would take it to C.

What is Bank Cottage, 16, Cobden Road worth today?

Carrying its 2015 sale price forward with DE4's market movement suggests roughly £264,000–£390,000 as of 2026. This is indicative only — the full report values it against individual comparable sales.

How fast is broadband at Bank Cottage, 16, Cobden Road?

Top available download speed is around 0 Mbps. Gigabit-capable broadband reaches 100% of premises in this postcode. (Source: Ofcom)

Other homes at DE4 3JR

Recorded sales for the other addresses sharing this postcode on Cobden Road.

HM Land Registry last recorded sale per address; unsold homes show no price.

Buying or selling Bank Cottage, 16, Cobden Road?

The full £5 report opens every locked panel in this dossier — a precise comparables-based valuation, the itemised EPC, planning activity, school results and admissions odds, forward-looking flood risk, a negotiation read and a viewing checklist, for this exact home.

The data behind this dossier
HM Land RegistryEPC RegisterValuation Office AgencyPolice.ukDfE & OfstedEnvironment AgencyDEFRAUKHSA & BGSCoal AuthorityOfcomNaPTANOpenStreetMap

Contains public-sector data © Crown copyright and database right 2026, licensed under the Open Government Licence v3.0 where applicable. Amenity data © OpenStreetMap contributors (ODbL). Sales before 1995 are not in the public dataset. Figures describe recorded data and are not a survey or valuation of this home; the indicative range is a projection, not an appraisal. marks detail included in the £5 report.