5 Bank Cottages, TN27 0BA

Semi-detached house62 m²EPC CBand CFreehold

5 Bank Cottages is a freehold semi-detached house on Bank Cottages in TN27. It last sold for £262,000 in 2020 — its 3rd recorded sale, up 75% on its first recorded sale of £150,000 in 2002.

EPC CCouncil tax C

What this home is

The physical record — from its EPC assessments, HM Land Registry and the VOA.

Property type
Semi-detached house
Semi-detached
Floor area
62 m²
667 sq ft
Built
1900-1929
EPC construction age band
Tenure
Freehold
CO₂
3.6 t/yr
current estimate

EPC data © Crown copyright; bedrooms are the register's estimate, not a survey. Tenure from HM Land Registry.

What is it worth now?

An indicative projection from its own sale record — the report's valuation prices it against individual comparable sales.

Indicatively £273,000£353,000 today, projected from its 2020 sale.

Indicative value
£273,000£353,000
Carrying the 2020 sale forward at this home's own compounded growth — 3.1%/yr across 3 recorded sales. It can't see condition or improvements.
Last sold (2020)
£262,000
Growth on file: 3.1% per year across 3 sales.
Sold 2020 · £262k£353k£273k2026

From the 2020 sale, the indicative range widens as time passes — the cone is that growing uncertainty, not a forecast.

TN27 £/m² (recent sales)£3,860this home £4,226 at its last sale
The local market
Official house price index (UK HPI)

Across Ashford, the official average home value is £349,027+3% in a year, +14% over five.

Detached£563,371
Semi-detached£349,606
Terraced£286,840
Flat / maisonette£164,997

Covers the whole Ashford area, not this postcode.

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The precise, comparables-based valuation

A point estimate with likely and wide ranges, built from individual comparable sales nearby — each listed with address, date, size and adjusted price.

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Comparable sales analysed
Model confidence
Point estimate
Likely range (p50) & wide range (p80)
vs the wider area (£/m² percentile)
Every comparable — address, date, size, sold & adjusted price

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Indicative range projected from HM Land Registry sold prices; not a formal valuation, survey or appraisal.

Everything on 5 Bank Cottages, unlocked

The valuation with its comparables, every application and document trail, tenure & title, the ten score workings — the full dossier for this one address.

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Sale history

Every transaction HM Land Registry records for 5 Bank Cottages, newest first.

3 recorded sales since 2002, up 75% from first to latest.

£100k£200k£300k£400k£500k200220072012201720222026£393k+23%+42%Sold 2020: £262,000£262kSold 2013: £185,000£185kSold 2002: £150,000£150k
£100k£200k£300k£400k£500k201520212026£393kSold 2020: £262,000£262k
TN27 yearly medianThis home's recorded sales

This home's recorded sales joined up, with the change between each — against TN27's yearly median.

12 Nov 2020Most recent
£262,000+42%
Semi-detached house · Freehold · +5.1%/yr since the previous sale
Energy certificate 21 Jan 2014
Rated EPC C · 62 m² recorded
Recorded at this certificate — so at some point since the previous one in 15 Apr 2013:
Efficiency
EPC improved from E to C
6 Dec 2013
£185,000+23%
Semi-detached house · Freehold · +1.9%/yr since the previous sale
Energy certificate 15 Apr 2013
Rated EPC E · 60 m² recorded
8 Nov 2002
£150,000
Semi-detached house · Freehold
Built 1900-1929
Property built
Edwardian (1901–1918)
What a home of this era typically means
  • Usually solid brick walls, so expect the same cold-bridging and insulation challenges as Victorian stock.
  • Often more generous rooms, hallways and ceiling heights — comfortable but harder to heat.

HM Land Registry Price Paid Data; sales before 1995 are not in the public dataset.

Energy & running costs

What 5 Bank Cottages's Energy Performance Certificates say about efficiency, cost and construction.

EPC band C (76/100) — improvable to A
Heating, hot water and lighting estimated at about £741 a year. The certificate expired in 2024 — the seller needs a new EPC to market the home.
Worth checking
!The certificate expired in 2024 — the seller needs a new EPC to market the home, and the property may have changed since the assessment.
A92+
Potential · 94
B81–91
C69–80
This home · 76
D55–68
E39–54
F21–38
G1–20
CO₂ emissions
3.6 t/yr
current estimate
Built
1900-1929
EPC construction age band
Built form
Semi-detached
Running cost
£741/yr
heating + hot water + lighting
Certificate
21 Jan 2014
lodgement date
Between its certificates
RatingEC76Improved
21 Jan 2014EPC improved from E to C
Heat pump?Possible — check first
Built 1900-1929 — older fabric, so radiator sizing and insulation need checking before a heat pump.
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The construction detail, element by element

Every fabric element as the assessor described it — walls, roof, floor, windows, hot water and heating construction with its efficiency rating — plus glazing detail and itemised running costs.

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Wall construction & insulation, as assessed
Roof & floor construction, as assessed
Windows & glazing detail
Heating & hot-water systems, with efficiency ratings
Itemised running costs (heating / hot water / lighting)

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EPC data © Crown copyright, from the domestic EPC register. Certificates describe the home as assessed on their date.

The practical file

The running costs and everyday infrastructure a viewing can't show you.

Council tax band C (≈£2,142/yr) · gigabit broadband reaches 0% of premises.

Council tax
Band C
£2,142/yr · Ashford
Gigabit broadband
0%
of premises here
Top speed
0 Mbps
median 0 Mbps
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Every amenity, counted and priced

The full amenity list by category with names and distances — supermarkets to GPs to gyms — plus parks with sizes and every connectivity measure in full.

See everything inside
Every amenity category, counted with nearest distances
Parks & green spaces with sizes
Connectivity measures in full

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VOA council-tax band with the authority's current rates; Ofcom broadband coverage; amenities from OpenStreetMap contributors (ODbL); EV charging from the National Chargepoint Registry; hygiene ratings from the Food Standards Agency.

The neighbourhood

Who lives here and how the area ranks — the Ashford 002E neighbourhood, from the Census and the Indices of Deprivation.

IMD decile 5/10mid-range for England; household income about 4% above the national average; shared/rented housing low.

5/10Mid-range for England
1 · most deprived10 · least deprived

In plain terms: health and income score well, but a weaker housing & access.

Breakdown by domain
Income7/10
Employment7/10
Education & skills5/10
Health9/10
Crime4/10
Housing & access1/10
Living environment2/10

ONS Census 2021 and the English Indices of Deprivation, at neighbourhood (LSOA/MSOA) level — the immediate pocket, not the whole postcode district.

The street and the area

Where 5 Bank Cottages sits in its local market.

TN27 median
£445,000
last 8 years
TN27 £/m²
£3,860
last 8 years

5 Bank Cottages: quick answers

From HM Land Registry, EPC, VOA, Police.uk, DfE and Environment Agency records.

When did 5 Bank Cottages last sell, and for how much?

5 Bank Cottages last sold for £262,000 on 12 Nov 2020, according to HM Land Registry.

How many times has 5 Bank Cottages been sold?

HM Land Registry records 3 sales for 5 Bank Cottages between 2002 and 2020. Sales before 1995 are not in the public dataset.

How big is 5 Bank Cottages?

Its most recent Energy Performance Certificate records 62 m² of floor area.

What council tax band is 5 Bank Cottages?

5 Bank Cottages is in council tax band C, costing about £2,142 a year (Ashford).

How energy efficient is 5 Bank Cottages?

Its most recent EPC rates it C (score 76). Its recommended improvements would take it to A.

What is 5 Bank Cottages worth today?

Carrying its 2020 sale price forward with its own compounded sale-price growth of 3.1% a year across 3 sales suggests roughly £273,000–£353,000 as of 2026. This is indicative only — the full report values it against individual comparable sales.

How fast is broadband at 5 Bank Cottages?

Top available download speed is around 0 Mbps. Gigabit-capable broadband reaches 0% of premises in this postcode. (Source: Ofcom)

Other homes at TN27 0BA

Recorded sales for the other addresses sharing this postcode on Bank Cottages.

All homes at this postcode, with sales counts & floor areas (10)
Last sold
2002
Price
£157,500
Sales
2
Last sold
2024
Price
£567,500
Sales
5
Last sold
2015
Price
£465,000
Sales
2
Last sold
2013
Price
£610,000
Sales
1
Last sold
1998
Price
£105,000
Sales
2
Last sold
2021
Price
£510,000
Sales
2
Last sold
1995
Price
£67,000
Sales
1
Last sold
2023
Price
£1,210,000
Sales
2
Last sold
2003
Price
£320,000
Sales
1
Last sold
2006
Price
£430,000
Sales
2

HM Land Registry last recorded sale per address; unsold homes show no price.

Buying or selling 5 Bank Cottages?

The full £5 report opens every locked panel in this dossier — a precise comparables-based valuation, the itemised EPC, planning activity, school results and admissions odds, forward-looking flood risk, a negotiation read and a viewing checklist, for this exact home.

The data behind this dossier
HM Land RegistryEPC RegisterValuation Office AgencyPolice.ukDfE & OfstedEnvironment AgencyDEFRAUKHSA & BGSCoal AuthorityOfcomNaPTANOpenStreetMap

Contains public-sector data © Crown copyright and database right 2026, licensed under the Open Government Licence v3.0 where applicable. Amenity data © OpenStreetMap contributors (ODbL). Sales before 1995 are not in the public dataset. Figures describe recorded data and are not a survey or valuation of this home; the indicative range is a projection, not an appraisal. marks detail included in the £5 report.