4 Bank Terrace, BB12 7NW

Terraced house114 m²EPC EBand BLeasehold

4 Bank Terrace is a leasehold terraced house on Bank Terrace in BB12. It last sold for £167,000 in 2016, its only sale in HM Land Registry's records.

EPC ECouncil tax B

What this home is

The physical record — from its EPC assessments, HM Land Registry and the VOA.

Property type
Mid-terrace house
Mid-terrace
Floor area
114 m²
1,227 sq ft
Built
1900-1929
EPC construction age band
Tenure
Leasehold
CO₂
8.3 t/yr
current estimate

EPC data © Crown copyright; bedrooms are the register's estimate, not a survey. Tenure from HM Land Registry.

What is it worth now?

An indicative projection from its own sale record — the report's valuation prices it against individual comparable sales.

Indicatively £192,000£276,000 today, projected from its 2016 sale.

Indicative value
£192,000£276,000
Carrying the 2016 sale forward with BB12's market movement (×1.4). It can't see condition or improvements.
Last sold (2016)
£167,000
District median movement since: ×1.4.
Sold 2016 · £167k£276k£192k2026

From the 2016 sale, the indicative range widens as time passes — the cone is that growing uncertainty, not a forecast.

BB12 £/m² (recent sales)£1,706this home £1,465 at its last sale
The local market
Official house price index (UK HPI)

Across Ribble Valley, the official average home value is £280,965+1% in a year, +21% over five.

Detached£440,229
Semi-detached£274,986
Terraced£199,064
Flat / maisonette£154,506

Covers the whole Ribble Valley area, not this postcode.

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The precise, comparables-based valuation

A point estimate with likely and wide ranges, built from individual comparable sales nearby — each listed with address, date, size and adjusted price.

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Comparable sales analysed
Model confidence
Point estimate
Likely range (p50) & wide range (p80)
vs the wider area (£/m² percentile)
Every comparable — address, date, size, sold & adjusted price

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Indicative range projected from HM Land Registry sold prices; not a formal valuation, survey or appraisal.

Everything on 4 Bank Terrace, unlocked

The valuation with its comparables, every application and document trail, tenure & title, the ten score workings — the full dossier for this one address.

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Sale history

Every transaction HM Land Registry records for 4 Bank Terrace, newest first.

1 recorded sale since 2016.

£50k£100k£150k200820122016202020242026£156kSold 2016: £167,000£167k
£50k£100k£150k201520212026£156kSold 2016: £167,000£167k
BB12 yearly medianThis home's recorded sales

This home's recorded sales joined up, with the change between each — against BB12's yearly median.

11 Mar 2016Most recent
£167,000
Terraced house · Leasehold
Energy certificate 28 Oct 2015
Rated EPC E · 114 m² recorded
Built 1900-1929
Property built
Edwardian (1901–1918)
What a home of this era typically means
  • Usually solid brick walls, so expect the same cold-bridging and insulation challenges as Victorian stock.
  • Often more generous rooms, hallways and ceiling heights — comfortable but harder to heat.

HM Land Registry Price Paid Data; sales before 1995 are not in the public dataset.

How it compares on Bank Terrace

Against the 7 homes HM Land Registry and the EPC register know on this street.

Broadly typical of Bank Terrace

Bank Terrace sold prices & full street profile →

Street medians from recorded sales in the last 8 years and EPC floor areas; a street's unsold homes are invisible to price medians.

Energy & running costs

What 4 Bank Terrace's Energy Performance Certificate says about efficiency, cost and construction.

EPC band E (46/100) — improvable to C
Heating, hot water and lighting estimated at about £1,783 a year. The certificate expired in 2025 — the seller needs a new EPC to market the home.
Worth checking
!The certificate expired in 2025 — the seller needs a new EPC to market the home, and the property may have changed since the assessment.
A92+
B81–91
C69–80
Potential · 78
D55–68
E39–54
This home · 46
F21–38
G1–20
CO₂ emissions
8.3 t/yr
current estimate
Built
1900-1929
EPC construction age band
Built form
Mid-terrace
Running cost
£1,783/yr
heating + hot water + lighting
Certificate
28 Oct 2015
lodgement date
Heat pump?Possible — check first
Built 1900-1929 — older fabric, so radiator sizing and insulation need checking before a heat pump.
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The construction detail, element by element

Every fabric element as the assessor described it — walls, roof, floor, windows, hot water and heating construction with its efficiency rating — plus glazing detail and itemised running costs.

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Wall construction & insulation, as assessed
Roof & floor construction, as assessed
Windows & glazing detail
Heating & hot-water systems, with efficiency ratings
Itemised running costs (heating / hot water / lighting)

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EPC data © Crown copyright, from the domestic EPC register. Certificates describe the home as assessed on their date.

The practical file

The running costs and everyday infrastructure a viewing can't show you.

Council tax band B (≈£1,857/yr) · gigabit broadband reaches 0% of premises.

Council tax
Band B
£1,857/yr · Ribble Valley
Gigabit broadband
0%
of premises here
Top speed
0 Mbps
median 0 Mbps
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Every amenity, counted and priced

The full amenity list by category with names and distances — supermarkets to GPs to gyms — plus parks with sizes and every connectivity measure in full.

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Every amenity category, counted with nearest distances
Parks & green spaces with sizes
Connectivity measures in full

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VOA council-tax band with the authority's current rates; Ofcom broadband coverage; amenities from OpenStreetMap contributors (ODbL); EV charging from the National Chargepoint Registry; hygiene ratings from the Food Standards Agency.

The neighbourhood

Who lives here and how the area ranks — the Ribble Valley 005B neighbourhood, from the Census and the Indices of Deprivation.

IMD decile 7/10less deprived than most of England; household income about 7% above the national average; shared/rented housing low.

7/10Less deprived than most of England
1 · most deprived10 · least deprived

In plain terms: crime and education & skills score well, but a weaker living environment.

Breakdown by domain
Income8/10
Employment7/10
Education & skills9/10
Health8/10
Crime10/10
Housing & access5/10
Living environment1/10

ONS Census 2021 and the English Indices of Deprivation, at neighbourhood (LSOA/MSOA) level — the immediate pocket, not the whole postcode district.

The street and the area

Where 4 Bank Terrace sits in its local market.

BB12 median
£148,000
last 8 years
BB12 £/m²
£1,706
last 8 years

4 Bank Terrace: quick answers

From HM Land Registry, EPC, VOA, Police.uk, DfE and Environment Agency records.

When did 4 Bank Terrace last sell, and for how much?

4 Bank Terrace last sold for £167,000 on 11 Mar 2016, according to HM Land Registry.

How many times has 4 Bank Terrace been sold?

HM Land Registry records 1 sale for 4 Bank Terrace. Sales before 1995 are not in the public dataset.

How big is 4 Bank Terrace?

Its most recent Energy Performance Certificate records 114 m² of floor area.

What council tax band is 4 Bank Terrace?

4 Bank Terrace is in council tax band B, costing about £1,857 a year (Ribble Valley).

How energy efficient is 4 Bank Terrace?

Its most recent EPC rates it E (score 46). Its recommended improvements would take it to C.

What is 4 Bank Terrace worth today?

Carrying its 2016 sale price forward with BB12's market movement suggests roughly £192,000–£276,000 as of 2026. This is indicative only — the full report values it against individual comparable sales.

How fast is broadband at 4 Bank Terrace?

Top available download speed is around 0 Mbps. Gigabit-capable broadband reaches 0% of premises in this postcode. (Source: Ofcom)

Other homes at BB12 7NW

Recorded sales for the other addresses sharing this postcode on Bank Terrace.

HM Land Registry last recorded sale per address; unsold homes show no price.

Buying or selling 4 Bank Terrace?

The full £5 report opens every locked panel in this dossier — a precise comparables-based valuation, the itemised EPC, planning activity, school results and admissions odds, forward-looking flood risk, a negotiation read and a viewing checklist, for this exact home.

The data behind this dossier
HM Land RegistryEPC RegisterValuation Office AgencyPolice.ukDfE & OfstedEnvironment AgencyDEFRAUKHSA & BGSCoal AuthorityOfcomNaPTANOpenStreetMap

Contains public-sector data © Crown copyright and database right 2026, licensed under the Open Government Licence v3.0 where applicable. Amenity data © OpenStreetMap contributors (ODbL). Sales before 1995 are not in the public dataset. Figures describe recorded data and are not a survey or valuation of this home; the indicative range is a projection, not an appraisal. marks detail included in the £5 report.