3 Bank Cottages, DY11 7TA

Terraced house85 m²EPC DBand CFreehold

3 Bank Cottages is a freehold terraced house on Bank Cottages in DY11. It last sold for £450,000 in 2020 — its 2nd recorded sale, up 88% on its first recorded sale of £240,000 in 2016.

EPC DCouncil tax C

What this home is

The physical record — from its EPC assessments, HM Land Registry and the VOA.

Property type
Mid-terrace house
Mid-terrace
Floor area
85 m²
915 sq ft
Built
before 1900
EPC construction age band
Tenure
Freehold
CO₂
4.7 t/yr
current estimate

EPC data © Crown copyright; bedrooms are the register's estimate, not a survey. Tenure from HM Land Registry.

What is it worth now?

An indicative projection from its own sale record — the report's valuation prices it against individual comparable sales.

Indicatively £865,000–£1,119,000 today, projected from its 2020 sale.

Indicative value
£865,000 – £1,119,000
Carrying the 2020 sale forward at this home's own compounded growth — 14.9%/yr across 2 recorded sales. It can't see condition or improvements.
Last sold (2020)
£450,000
Growth on file: 14.9% per year across 2 sales.
Sold 2020 · £450k£1.12m£865k2026

From the 2020 sale, the indicative range widens as time passes — the cone is that growing uncertainty, not a forecast.

DY11 £/m² (recent sales)£2,500this home £5,294 at its last sale
The local market
Official house price index (UK HPI)

Across Wychavon, the official average home value is £323,344 — +3% in a year, +17% over five.

Detached£484,620
Semi-detached£296,275
Terraced£232,770
Flat / maisonette£147,667

Covers the whole Wychavon area, not this postcode.

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The precise, comparables-based valuation

A point estimate with likely and wide ranges, built from individual comparable sales nearby — each listed with address, date, size and adjusted price.

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Comparable sales analysed
Model confidence
Point estimate
Likely range (p50) & wide range (p80)
vs the wider area (£/m² percentile)
Every comparable — address, date, size, sold & adjusted price

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Indicative range projected from HM Land Registry sold prices; not a formal valuation, survey or appraisal.

Everything on 3 Bank Cottages, unlocked

The valuation with its comparables, every application and document trail, tenure & title, the ten score workings — the full dossier for this one address.

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Sale history

Every transaction HM Land Registry records for 3 Bank Cottages, newest first.

2 recorded sales since 2016, up 88% from first to latest.

£100k£200k£300k£400k200820122016202020242026£230k+88%Sold 2020: £450,000£450kSold 2016: £240,000£240k
£100k£200k£300k£400k201520212026£230k+88%Sold 2020: £450,000£450kSold 2016: £240,000£240k
DY11 yearly medianThis home's recorded sales

This home's recorded sales joined up, with the change between each — against DY11's yearly median.

11 Dec 2020Most recent
£450,000+88%
Terraced house · Freehold · +14.9%/yr since the previous sale
3 Jun 2016
£240,000
Terraced house · Freehold
Energy certificate 28 Mar 2016
Rated EPC D · 85 m² recorded
Recorded at this certificate — so at some point since the previous one in 3 Feb 2009:
Efficiency
EPC improved from F to D
Energy certificate 3 Feb 2009
Rated EPC F · 0 m² recorded
Built before 1900
Property built
Victorian or earlier
What a home of this era typically means
  • Almost certainly solid (single-leaf) brick walls — no cavity, so harder and costlier to insulate than modern cavity walls.
  • Shallow foundations by today’s standards; on clay soils, watch for historic movement and subsidence.
  • Typically suspended timber ground floors and original single-glazed sash windows unless upgraded.
  • Built with breathable lime mortar and plaster — modern cement renders or gypsum can trap damp if applied over them.

HM Land Registry Price Paid Data; sales before 1995 are not in the public dataset.

Energy & running costs

What 3 Bank Cottages's Energy Performance Certificates say about efficiency, cost and construction.

EPC band D (57/100) — improvable to B
Heating, hot water and lighting estimated at about £1,067 a year. The certificate expired in 2026 — the seller needs a new EPC to market the home.
Worth checking
!The certificate expired in 2026 — the seller needs a new EPC to market the home, and the property may have changed since the assessment.
A92+
B81–91
Potential · 85
C69–80
D55–68
This home · 57
E39–54
F21–38
G1–20
CO₂ emissions
4.7 t/yr
current estimate
Built
before 1900
EPC construction age band
Built form
Mid-terrace
Running cost
£1,067/yr
heating + hot water + lighting
Certificate
28 Mar 2016
lodgement date
Between its certificates
RatingFD57Improved
28 Mar 2016EPC improved from F to D
Heat pump?Possible — check first
Pre-1930 solid walls lose heat fast — a heat pump would need wall insulation or oversized radiators to keep up.
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The construction detail, element by element

Every fabric element as the assessor described it — walls, roof, floor, windows, hot water and heating construction with its efficiency rating — plus glazing detail and itemised running costs.

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Wall construction & insulation, as assessed
Roof & floor construction, as assessed
Windows & glazing detail
Heating & hot-water systems, with efficiency ratings
Itemised running costs (heating / hot water / lighting)

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EPC data © Crown copyright, from the domestic EPC register. Certificates describe the home as assessed on their date.

The practical file

The running costs and everyday infrastructure a viewing can't show you.

Council tax band C (≈£2,109/yr) · gigabit broadband reaches 0% of premises.

Council tax
Band C
£2,109/yr · Wychavon
Gigabit broadband
0%
of premises here
Top speed
0 Mbps
median 0 Mbps
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Every amenity, counted and priced

The full amenity list by category with names and distances — supermarkets to GPs to gyms — plus parks with sizes and every connectivity measure in full.

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Every amenity category, counted with nearest distances
Parks & green spaces with sizes
Connectivity measures in full

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VOA council-tax band with the authority's current rates; Ofcom broadband coverage; amenities from OpenStreetMap contributors (ODbL); EV charging from the National Chargepoint Registry; hygiene ratings from the Food Standards Agency.

The neighbourhood

Who lives here and how the area ranks — the Wychavon 001C neighbourhood, from the Census and the Indices of Deprivation.

IMD decile 5/10 — mid-range for England; household income about 7% above the national average; shared/rented housing low.

5/10Mid-range for England
1 · most deprived10 · least deprived

In plain terms: health and crime score well, but a weaker housing & access.

Breakdown by domain
Income6/10
Employment5/10
Education & skills5/10
Health7/10
Crime7/10
Housing & access2/10
Living environment4/10

ONS Census 2021 and the English Indices of Deprivation, at neighbourhood (LSOA/MSOA) level — the immediate pocket, not the whole postcode district.

The street and the area

Where 3 Bank Cottages sits in its local market.

DY11 median
£218,000
last 8 years
DY11 £/m²
£2,500
last 8 years

3 Bank Cottages: quick answers

From HM Land Registry, EPC, VOA, Police.uk, DfE and Environment Agency records.

When did 3 Bank Cottages last sell, and for how much?

3 Bank Cottages last sold for £450,000 on 11 Dec 2020, according to HM Land Registry.

How many times has 3 Bank Cottages been sold?

HM Land Registry records 2 sales for 3 Bank Cottages between 2016 and 2020. Sales before 1995 are not in the public dataset.

How big is 3 Bank Cottages?

Its most recent Energy Performance Certificate records 85 m² of floor area.

What council tax band is 3 Bank Cottages?

3 Bank Cottages is in council tax band C, costing about £2,109 a year (Wychavon).

How energy efficient is 3 Bank Cottages?

Its most recent EPC rates it D (score 57). Its recommended improvements would take it to B.

What is 3 Bank Cottages worth today?

Carrying its 2020 sale price forward with its own compounded sale-price growth of 14.9% a year across 2 sales suggests roughly £865,000–£1,119,000 as of 2026. This is indicative only — the full report values it against individual comparable sales.

How fast is broadband at 3 Bank Cottages?

Top available download speed is around 0 Mbps. Gigabit-capable broadband reaches 0% of premises in this postcode. (Source: Ofcom)

Other homes at DY11 7TA

Recorded sales for the other addresses sharing this postcode on Bank Cottages.

4 Olde Forge Gardens2025 · £375,000Hopyards, Inn Lane2025 · £650,000Parkfield Cottage, Inn Lane2025 · £410,0006 Inn Lane2022 · £330,000Bank Cottage, Inn Lane2021 · £389,950Forge House, Old Forge Gardens, Inn Lane2021 · £600,000Tansey Cottage, Inn Lane2021 · £385,0002 Inn Lane2020 · £230,000
All homes at this postcode, with sales counts & floor areas (30)
1 Olde Forge Gardens
Last sold
1995
Price
£65,000
Sales
1
Floor area
94 m²
2 Bank Cottages
Last sold
2003
Price
£153,950
Sales
3
2 Inn Lane
Last sold
2020
Price
£230,000
Sales
1
2 Olde Forge Gardens
Last sold
2005
Price
£176,000
Sales
1
3 Inn Lane
Last sold
2016
Price
£218,500
Sales
5
Floor area
85 m²
3 Olde Forge Gardens
Last sold
1996
Price
£59,500
Sales
1
Floor area
85 m²
4 Inn Lane
Last sold
2007
Price
£197,665
Sales
3
Floor area
119 m²
4 Olde Forge Gardens
Last sold
2025
Price
£375,000
Sales
3
Floor area
119 m²
5 Inn Lane
Last sold
1995
Price
£54,000
Sales
1
6 Inn Lane
Last sold
2022
Price
£330,000
Sales
5
Floor area
106 m²
Bank Cottage, Inn Lane
Last sold
2021
Price
£389,950
Sales
2
1, Bank Cottages, Inn Lane
Last sold
2016
Price
£185,000
Sales
4
Bryngolau, Inn Lane
Last sold
2020
Price
£645,000
Sales
1
Cranfield, Inn Lane
Last sold
2020
Price
£570,000
Sales
1
Fern Cottage, Inn Lane
Last sold
2015
Price
£372,000
Sales
1
Forge House, Inn Lane
Last sold
2006
Price
£565,000
Sales
1
Hopyards, Inn Lane
Last sold
2025
Price
£650,000
Sales
1
Laburnum House, Inn Lane
Last sold
2014
Price
£400,000
Sales
2
Lansdowne, Inn Lane
Last sold
2014
Price
£390,000
Sales
1
Forge House, Old Forge Gardens, Inn Lane
Last sold
2021
Price
£600,000
Sales
2
Clee View, Olde Forge Gardens, Inn Lane
Last sold
2010
Price
£500,000
Sales
1
The Beeches, Olde Forge Gardens, Inn Lane
Last sold
2008
Price
£600,000
Sales
1
Orchard House, Inn Lane
Last sold
2019
Price
£605,000
Sales
2
Parkfield Cottage, Inn Lane
Last sold
2025
Price
£410,000
Sales
4
Parkfield Place, Inn Lane
Last sold
1999
Price
£135,000
Sales
1
Rooftop House, Inn Lane
Last sold
2002
Price
£80,000
Sales
2
Roselands, Inn Lane
Last sold
2011
Price
£385,000
Sales
2
Silverdale, Inn Lane
Last sold
2010
Price
£479,950
Sales
1
Tansey Cottage, Inn Lane
Last sold
2021
Price
£385,000
Sales
1
The Round Hill, Inn Lane
Last sold
2003
Price
£580,000
Sales
1

HM Land Registry last recorded sale per address; unsold homes show no price.

Buying or selling 3 Bank Cottages?

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The data behind this dossier
HM Land RegistryEPC RegisterValuation Office AgencyPolice.ukDfE & OfstedEnvironment AgencyDEFRAUKHSA & BGSCoal AuthorityOfcomNaPTANOpenStreetMap

Contains public-sector data © Crown copyright and database right 2026, licensed under the Open Government Licence v3.0 where applicable. Amenity data © OpenStreetMap contributors (ODbL). Sales before 1995 are not in the public dataset. Figures describe recorded data and are not a survey or valuation of this home; the indicative range is a projection, not an appraisal. marks detail included in the £5 report.