20 Garden Fields, SG4 8RU

Terraced house62 m²EPC DBand DFreehold

20 Garden Fields is a freehold terraced house on Garden Fields in SG4. It last sold for £230,000 in 2010 — its 4th recorded sale, up 188% on its first recorded sale of £80,000 in 1997.

EPC DCouncil tax D

What this home is

The physical record — from its EPC assessments, HM Land Registry and the VOA.

Property type
Semi-detached house
Semi-detached
Floor area
62 m²
667 sq ft
Built
before 1900
EPC construction age band
Tenure
Freehold
CO₂
3 t/yr
current estimate

EPC data © Crown copyright; bedrooms are the register's estimate, not a survey. Tenure from HM Land Registry.

What is it worth now?

An indicative projection from its own sale record — the report's valuation prices it against individual comparable sales.

Indicatively £626,000£1,044,000 today, projected from its 2010 sale.

Indicative value
£626,000£1,044,000
Carrying the 2010 sale forward at this home's own compounded growth — 8.4%/yr across 4 recorded sales. It can't see condition or improvements.
Last sold (2010)
£230,000
Growth on file: 8.4% per year across 4 sales.
Sold 2010 · £230k£1.04m£626k2026

From the 2010 sale, the indicative range widens as time passes — the cone is that growing uncertainty, not a forecast.

SG4 £/m² (recent sales)£5,141this home £3,710 at its last sale
The local market
Official house price index (UK HPI)

Across North Hertfordshire, the official average home value is £422,616+8% in a year, +14% over five.

Detached£808,652
Semi-detached£485,755
Terraced£379,630
Flat / maisonette£229,057

Covers the whole North Hertfordshire area, not this postcode.

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The precise, comparables-based valuation

A point estimate with likely and wide ranges, built from individual comparable sales nearby — each listed with address, date, size and adjusted price.

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Comparable sales analysed
Model confidence
Point estimate
Likely range (p50) & wide range (p80)
vs the wider area (£/m² percentile)
Every comparable — address, date, size, sold & adjusted price

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Indicative range projected from HM Land Registry sold prices; not a formal valuation, survey or appraisal.

Everything on 20 Garden Fields, unlocked

The valuation with its comparables, every application and document trail, tenure & title, the ten score workings — the full dossier for this one address.

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Sale history

Every transaction HM Land Registry records for 20 Garden Fields, newest first.

4 recorded sales since 1997, up 188% from first to latest.

£100k£200k£300k£400k£500k199720032009201520212026£434k+127%+15%+10%Sold 2010: £230,000£230kSold 2006: £210,000£210kSold 2002: £182,000£182kSold 1997: £80,000£80k
£100k£200k£300k£400k£500k199720122026£434k+127%Sold 2002: £182,000£182kSold 1997: £80,000£80k
SG4 yearly medianThis home's recorded sales

This home's recorded sales joined up, with the change between each — against SG4's yearly median.

Energy certificate 21 Apr 2015
Rated EPC D · 62 m² recorded
20 Aug 2010Most recent
£230,000+10%
Terraced house · Freehold · +2.5%/yr since the previous sale
17 Nov 2006
£210,000+15%
Terraced house · Freehold · +3.6%/yr since the previous sale
24 Oct 2002
£182,000+127%
Terraced house · Freehold · +16.8%/yr since the previous sale
11 Jul 1997
£80,000
Terraced house · Freehold
Built before 1900
Property built
Victorian or earlier
What a home of this era typically means
  • Almost certainly solid (single-leaf) brick walls — no cavity, so harder and costlier to insulate than modern cavity walls.
  • Shallow foundations by today’s standards; on clay soils, watch for historic movement and subsidence.
  • Typically suspended timber ground floors and original single-glazed sash windows unless upgraded.
  • Built with breathable lime mortar and plaster — modern cement renders or gypsum can trap damp if applied over them.

HM Land Registry Price Paid Data; sales before 1995 are not in the public dataset.

Energy & running costs

What 20 Garden Fields's Energy Performance Certificate says about efficiency, cost and construction.

EPC band D (61/100) — improvable to B
Heating, hot water and lighting estimated at about £786 a year. The certificate expired in 2025 — the seller needs a new EPC to market the home.
Worth checking
!The certificate expired in 2025 — the seller needs a new EPC to market the home, and the property may have changed since the assessment.
A92+
B81–91
Potential · 86
C69–80
D55–68
This home · 61
E39–54
F21–38
G1–20
CO₂ emissions
3 t/yr
current estimate
Built
before 1900
EPC construction age band
Built form
Semi-detached
Running cost
£786/yr
heating + hot water + lighting
Certificate
21 Apr 2015
lodgement date
Heat pump?Possible — check first
Pre-1930 solid walls lose heat fast — a heat pump would need wall insulation or oversized radiators to keep up.
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The construction detail, element by element

Every fabric element as the assessor described it — walls, roof, floor, windows, hot water and heating construction with its efficiency rating — plus glazing detail and itemised running costs.

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Wall construction & insulation, as assessed
Roof & floor construction, as assessed
Windows & glazing detail
Heating & hot-water systems, with efficiency ratings
Itemised running costs (heating / hot water / lighting)

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EPC data © Crown copyright, from the domestic EPC register. Certificates describe the home as assessed on their date.

The practical file

The running costs and everyday infrastructure a viewing can't show you.

Council tax band D (≈£2,449/yr) · gigabit broadband reaches 0% of premises.

Council tax
Band D
£2,449/yr · North Hertfordshire
Gigabit broadband
0%
of premises here
Top speed
0 Mbps
median 0 Mbps
£5 report
Every amenity, counted and priced

The full amenity list by category with names and distances — supermarkets to GPs to gyms — plus parks with sizes and every connectivity measure in full.

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Every amenity category, counted with nearest distances
Parks & green spaces with sizes
Connectivity measures in full

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VOA council-tax band with the authority's current rates; Ofcom broadband coverage; amenities from OpenStreetMap contributors (ODbL); EV charging from the National Chargepoint Registry; hygiene ratings from the Food Standards Agency.

The neighbourhood

Who lives here and how the area ranks — the North Hertfordshire 015C neighbourhood, from the Census and the Indices of Deprivation.

IMD decile 9/10among the least deprived areas in England; household income about 29% above the national average; shared/rented housing low.

9/10Among the least deprived areas in England
1 · most deprived10 · least deprived

In plain terms: health and crime score well, but a weaker housing & access.

Breakdown by domain
Income8/10
Employment9/10
Education & skills9/10
Health10/10
Crime10/10
Housing & access2/10
Living environment6/10

ONS Census 2021 and the English Indices of Deprivation, at neighbourhood (LSOA/MSOA) level — the immediate pocket, not the whole postcode district.

The street and the area

Where 20 Garden Fields sits in its local market.

SG4 median
£445,000
last 8 years
SG4 £/m²
£5,141
last 8 years

20 Garden Fields: quick answers

From HM Land Registry, EPC, VOA, Police.uk, DfE and Environment Agency records.

When did 20 Garden Fields last sell, and for how much?

20 Garden Fields last sold for £230,000 on 20 Aug 2010, according to HM Land Registry.

How many times has 20 Garden Fields been sold?

HM Land Registry records 4 sales for 20 Garden Fields between 1997 and 2010. Sales before 1995 are not in the public dataset.

How big is 20 Garden Fields?

Its most recent Energy Performance Certificate records 62 m² of floor area.

What council tax band is 20 Garden Fields?

20 Garden Fields is in council tax band D, costing about £2,449 a year (North Hertfordshire).

How energy efficient is 20 Garden Fields?

Its most recent EPC rates it D (score 61). Its recommended improvements would take it to B.

What is 20 Garden Fields worth today?

Carrying its 2010 sale price forward with its own compounded sale-price growth of 8.4% a year across 4 sales suggests roughly £626,000–£1,044,000 as of 2026. This is indicative only — the full report values it against individual comparable sales.

How fast is broadband at 20 Garden Fields?

Top available download speed is around 0 Mbps. Gigabit-capable broadband reaches 0% of premises in this postcode. (Source: Ofcom)

Buying or selling 20 Garden Fields?

The full £5 report opens every locked panel in this dossier — a precise comparables-based valuation, the itemised EPC, planning activity, school results and admissions odds, forward-looking flood risk, a negotiation read and a viewing checklist, for this exact home.

The data behind this dossier
HM Land RegistryEPC RegisterValuation Office AgencyPolice.ukDfE & OfstedEnvironment AgencyDEFRAUKHSA & BGSCoal AuthorityOfcomNaPTANOpenStreetMap

Contains public-sector data © Crown copyright and database right 2026, licensed under the Open Government Licence v3.0 where applicable. Amenity data © OpenStreetMap contributors (ODbL). Sales before 1995 are not in the public dataset. Figures describe recorded data and are not a survey or valuation of this home; the indicative range is a projection, not an appraisal. marks detail included in the £5 report.