12 Bank Buildings, HX7 8NJ

Terraced house94 m²EPC EBand BLeasehold

12 Bank Buildings, in HX7, is a leasehold terraced house on Bank Buildings. It last sold for £190,000 in 2022 — its 5th recorded sale, up 555% on its first recorded sale of £29,000 in 1996.

EPC ECouncil tax B

What this home is

The physical record — from its EPC assessments, HM Land Registry and the VOA.

Property type
Semi-detached house
Semi-detached
Floor area
94 m²
1,012 sq ft
Built
1900-1929
EPC construction age band
Tenure
Leasehold
CO₂
7.5 t/yr
current estimate

EPC data © Crown copyright; bedrooms are the register's estimate, not a survey. Tenure from HM Land Registry.

What is it worth now?

An indicative projection from its own sale record — the report's valuation prices it against individual comparable sales.

Indicatively £235,000£295,000 today, projected from its 2022 sale.

Indicative value
£235,000£295,000
Carrying the 2022 sale forward at this home's own compounded growth — 7.7%/yr across 5 recorded sales. It can't see condition or improvements.
Last sold (2022)
£190,000
Growth on file: 7.7% per year across 5 sales.
Sold 2022 · £190k£295k£235k2026

From the 2022 sale, the indicative range widens as time passes — the cone is that growing uncertainty, not a forecast.

HX7 £/m² (recent sales)£2,345this home £2,021 at its last sale
The local market
Official house price index (UK HPI)

Across Calderdale, the official average home value is £191,540+9% in a year, +24% over five.

Detached£369,276
Semi-detached£229,421
Terraced£166,854
Flat / maisonette£121,168

Covers the whole Calderdale area, not this postcode.

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The precise, comparables-based valuation

A point estimate with likely and wide ranges, built from individual comparable sales nearby — each listed with address, date, size and adjusted price.

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Comparable sales analysed
Model confidence
Point estimate
Likely range (p50) & wide range (p80)
vs the wider area (£/m² percentile)
Every comparable — address, date, size, sold & adjusted price

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Indicative range projected from HM Land Registry sold prices; not a formal valuation, survey or appraisal.

Everything on 12 Bank Buildings, unlocked

The valuation with its comparables, every application and document trail, tenure & title, the ten score workings — the full dossier for this one address.

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Sale history

Every transaction HM Land Registry records for 12 Bank Buildings, newest first.

5 recorded sales since 1996, up 555% from first to latest.

£100k£200k£300k199620022008201420202026£248k+29%+176%+45%+27%Sold 2022: £190,000£190kSold 2017: £150,000£150kSold 2006: £103,500£104kSold 1999: £37,500£38kSold 1996: £29,000£29k
£50k£100k£150k£200k£250k201520212026£248k+27%Sold 2022: £190,000£190kSold 2017: £150,000£150k
HX7 yearly medianThis home's recorded sales

This home's recorded sales joined up, with the change between each — against HX7's yearly median.

18 Feb 2022Most recent
£190,000+27%
Terraced house · Leasehold · +5.3%/yr since the previous sale
Energy certificate 12 Sept 2021
Rated EPC E · 94 m² recorded
4 Aug 2017
£150,000+45%
Terraced house · Leasehold · +3.3%/yr since the previous sale
Energy certificate 23 Jan 2017
Rated EPC E · 88 m² recorded
2 Mar 2006
£103,500+176%
Terraced house · Leasehold · +16.6%/yr since the previous sale
16 Jul 1999
£37,500+29%
Terraced house · Leasehold · +9.6%/yr since the previous sale
20 Sept 1996
£29,000
Terraced house · Leasehold
Built 1900-1929
Property built
Edwardian (1901–1918)
What a home of this era typically means
  • Usually solid brick walls, so expect the same cold-bridging and insulation challenges as Victorian stock.
  • Often more generous rooms, hallways and ceiling heights — comfortable but harder to heat.

HM Land Registry Price Paid Data; sales before 1995 are not in the public dataset.

Energy & running costs

What 12 Bank Buildings's Energy Performance Certificates say about efficiency, cost and construction.

EPC band E (51/100) — improvable to B
Heating, hot water and lighting estimated at about £1,488 a year. Certificate valid until September 2031.
A92+
B81–91
Potential · 86
C69–80
D55–68
E39–54
This home · 51
F21–38
G1–20
CO₂ emissions
7.5 t/yr
current estimate
Built
1900-1929
EPC construction age band
Built form
Semi-detached
Running cost
£1,488/yr
heating + hot water + lighting
Certificate
12 Sept 2021
lodgement date
Heat pump?Possible — check first
Pre-1930 solid walls lose heat fast — a heat pump would need wall insulation or oversized radiators to keep up.
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The construction detail, element by element

Every fabric element as the assessor described it — walls, roof, floor, windows, hot water and heating construction with its efficiency rating — plus glazing detail and itemised running costs.

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Wall construction & insulation, as assessed
Roof & floor construction, as assessed
Windows & glazing detail
Heating & hot-water systems, with efficiency ratings
Itemised running costs (heating / hot water / lighting)

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EPC data © Crown copyright, from the domestic EPC register. Certificates describe the home as assessed on their date.

The practical file

The running costs and everyday infrastructure a viewing can't show you.

Council tax band B (≈£1,882/yr) · gigabit broadband reaches 0% of premises.

Council tax
Band B
£1,882/yr · Calderdale
Gigabit broadband
0%
of premises here
Top speed
0 Mbps
median 0 Mbps
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Every amenity, counted and priced

The full amenity list by category with names and distances — supermarkets to GPs to gyms — plus parks with sizes and every connectivity measure in full.

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Every amenity category, counted with nearest distances
Parks & green spaces with sizes
Connectivity measures in full

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VOA council-tax band with the authority's current rates; Ofcom broadband coverage; amenities from OpenStreetMap contributors (ODbL); EV charging from the National Chargepoint Registry; hygiene ratings from the Food Standards Agency.

The neighbourhood

Who lives here and how the area ranks — the Calderdale 007B neighbourhood, from the Census and the Indices of Deprivation.

IMD decile 6/10mid-range for England; household income about 11% below the national average; shared/rented housing low.

6/10Mid-range for England
1 · most deprived10 · least deprived

In plain terms: income and education & skills score well, but a weaker living environment.

Breakdown by domain
Income8/10
Employment7/10
Education & skills8/10
Health8/10
Crime5/10
Housing & access3/10
Living environment1/10

ONS Census 2021 and the English Indices of Deprivation, at neighbourhood (LSOA/MSOA) level — the immediate pocket, not the whole postcode district.

The street and the area

Where 12 Bank Buildings sits in its local market.

HX7 median
£217,500
last 8 years
HX7 £/m²
£2,345
last 8 years

12 Bank Buildings: quick answers

From HM Land Registry, EPC, VOA, Police.uk, DfE and Environment Agency records.

When did 12 Bank Buildings last sell, and for how much?

12 Bank Buildings last sold for £190,000 on 18 Feb 2022, according to HM Land Registry.

How many times has 12 Bank Buildings been sold?

HM Land Registry records 5 sales for 12 Bank Buildings between 1996 and 2022. Sales before 1995 are not in the public dataset.

How big is 12 Bank Buildings?

Its most recent Energy Performance Certificate records 94 m² of floor area.

What council tax band is 12 Bank Buildings?

12 Bank Buildings is in council tax band B, costing about £1,882 a year (Calderdale).

How energy efficient is 12 Bank Buildings?

Its most recent EPC rates it E (score 51). Its recommended improvements would take it to B.

What is 12 Bank Buildings worth today?

Carrying its 2022 sale price forward with its own compounded sale-price growth of 7.7% a year across 5 sales suggests roughly £235,000–£295,000 as of 2026. This is indicative only — the full report values it against individual comparable sales.

How fast is broadband at 12 Bank Buildings?

Top available download speed is around 0 Mbps. Gigabit-capable broadband reaches 0% of premises in this postcode. (Source: Ofcom)

Buying or selling 12 Bank Buildings?

The full £5 report opens every locked panel in this dossier — a precise comparables-based valuation, the itemised EPC, planning activity, school results and admissions odds, forward-looking flood risk, a negotiation read and a viewing checklist, for this exact home.

The data behind this dossier
HM Land RegistryEPC RegisterValuation Office AgencyPolice.ukDfE & OfstedEnvironment AgencyDEFRAUKHSA & BGSCoal AuthorityOfcomNaPTANOpenStreetMap

Contains public-sector data © Crown copyright and database right 2026, licensed under the Open Government Licence v3.0 where applicable. Amenity data © OpenStreetMap contributors (ODbL). Sales before 1995 are not in the public dataset. Figures describe recorded data and are not a survey or valuation of this home; the indicative range is a projection, not an appraisal. marks detail included in the £5 report.