Areas / Local authorities / St Albans · local authority guide

House prices in St Albans

The average house price in St Albans over the last three years is £742,048, with a median sold price of £610,000 — well above the ~£290,000 England & Wales norm.

Ranks #10 of 318 local authorities by median price — more expensive than 97% of them.
Median price
£610k
last 3 yrs
1-year change
-0.4%
5-year change
+6.9%
Sales / yr
2,033

HM Land Registry sold-price data · updated August 2026

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Sold prices in St Albans

Based on 5,894 sales recorded in the last three years (HM Land Registry).

Median sold price
£0
Average sold price
£0
Year-on-year
0%

The average house price in St Albans over the last three years is £742,048, with a median sold price of £610,000 — well above the ~£290,000 England & Wales norm. The mean sits notably higher than the median here, which usually means a tail of larger or higher-value sales pulling the average up. That's drawn from 5,894 recorded sales — a liquid, actively-traded local market.

St Albans price trend

Quarterly median sold price (smoothed), against England & Wales. Hover for the value at any quarter.

St AlbansEngland & Wales
£200k£300k£400k£500k£600k£700k201620182020202220242026£617k
1 year
-0.4%
5 years
+6.9%
10 years
+31.1%

Over five years, prices in St Albans have been broadly flat (+6.9%). Across a full decade they are +31.1%. The last twelve months alone: -0.4%. Prices in St Albans still sit about 4.5% below their 2023 peak on our smoothed index — worth knowing when a seller's asking price was set with the top of the market in mind.

How St Albans growth compares

Sold prices rebased to 100 at 2015 — so you can compare the pace of change in St Albans directly against England & Wales, regardless of price level.

St AlbansEngland & Wales
100110120130140201620182020202220242026+31%

Indexed to 100 in 2015. A line at +20% means prices are 20% above their 2015 level.

What it costs to buy in St Albans

From entry-level to premium — where sold prices actually land, not just the headline median.

£610k
Entry-level
£285k
10th %ile
Middle of the market
£420k–£862k
25–75th %ile
Premium
£1.25m
90th %ile

Homes in St Albans span an unusually wide range: the cheapest tenth of sales went for under £285,000, while the top tenth fetched over £1,250,000. Half of all sales fell between £420,000 and £862,375 — the practical "middle of the market" a typical buyer competes in.

Plan a budget for St Albans

Slide across what homes in St Albans actually sell for and see the deposit, stamp duty, monthly repayments and income a purchase would take.

Target price in St Albans
£610,000
around the local median · 34% up the local range
£285,000 · entry-level£1,250,000 · premium
deposit
Deposit (10%)
£61,000
Stamp duty (SDLT)
£20,500
Monthly repayment
£3,209/mo
5% · 25-yr repayment
Income needed
~£122,000
at 4.5× lending

Upfront cash ≈ £81,500 (deposit + stamp duty), before legal and survey fees. Illustration only, not financial advice — English SDLT main-residence rates for 2026/27; second homes pay a surcharge, and your mortgage rate and multiple will vary.

How St Albans compares

Average sold price here against its wider area and England (HM Land Registry UK House Price Index).

St Albans (this area)£742k
England£291khere: +155%
St Albans 1-yr -0.4%England 1-yr +3.9%

At £742,048, homes in St Albans sell for 155% above the England average. Prices here have moved slower than England as a whole over the past year (-0.4% vs +3.9%).

Prices by property type

Median sold price and share of the market, by type, across St Albans.

TypeMedian£/m²Sales
Terraced£570,0001,485 (25%)
Flat / maisonette£330,0001,474 (25%)
Semi-detached£710,0001,450 (25%)
Detached£960,0001,258 (21%)
Other£527,500227 (4%)

The most-traded type in St Albans is terraced (1,485 sales, median £570,000), which tends to set the tone of the area. Flats (£330,000) and houses (~£735,423) trade well apart, so the headline figure moves a lot with the mix of what's for sale.

The St Albans market: activity & mix

How busy the market is, and what kind of homes actually change hands.

Sales per year
'16
'17
'18
'19
'20
3,014'21
'22
'23
'24
2,033'25
'26*

* 2026 is a part year — Land Registry sales are recorded a few weeks after completion.

Tenure & new-build mix
Leasehold 26.6%Freehold 73.4%
New-build 4.2%Existing 95.8%

Around 2,033 homes changed hands in St Albans in 2025 — in line with the area's average of roughly 2,218 sales a year over the past decade. The busiest recent year was 2021 (3,014 sales). Steady turnover means a reasonable flow of fresh listings through the year. 27% of recent sales in St Albans were leasehold — mostly freehold, with some leasehold flats. New-build made up 4% of sales, a modest amount of new supply.

Living in St Albans: is it a nice area?

What the official deprivation statistics say about quality of life here — income, education, health and crime, relative to the rest of England.

On the official English Indices of Deprivation, the 85 neighbourhoods that make up St Albans average 8.4 out of 10 (1 = most deprived in England, 10 = least) — among the least deprived parts of England. 88% of its neighbourhoods sit in the least-deprived half of the country. On the index's crime domain it averages 7.6/10, pointing to low recorded-crime pressure relative to England as a whole. Averages hide street-level variation — the map below shows how each neighbourhood differs.

Overall deprivation
8.4/10
Income
7.6/10
Education
8.7/10
Health
8.7/10
Crime domain
7.6/10

Mean decile across 85 Census neighbourhoods (LSOAs): 1 = among the most deprived 10% in England, 10 = the least. Source: English Indices of Deprivation (MHCLG). A statistical baseline, not a judgement — streets vary enormously within any average.

Where St Albans is

The local authority outlined on the map — pan and zoom, then search any address inside it for a full report.

St Albans boundary

Boundary © Office for National Statistics (Open Geography Portal), Open Government Licence v3.0.

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What a full report reveals about a St Albans home

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🎓Schools & Ofsted

Every nearby school, phase, distance and latest Ofsted rating.

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🌊Flood & ground risk

Rivers, surface water, mining, radon and subsidence at the exact plot.

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24 months of local crime by category, mapped around the address.

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Ofcom speeds and coverage available at the postcode.

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Energy & running costs

EPC rating, floor area, and estimated heating & lighting costs.

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A price estimate with a confidence range and the comparable sales behind it.

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What's in a Housometer report

Every section, for any specific home in St Albans.

Value & sold prices

An evidence-based estimate with a confidence range, every sale since 1995, and the nearest comparables.

Energy & EPC

EPC rating, floor area, heating type and what the home costs to run.

Council tax

The exact band for this property and what it costs you each year.

Flood risk

River, sea and surface-water flood risk, with the nearest watercourse.

Ground & mining

Subsidence and ground stability, radon potential and coal-mining legacy.

Crime & safety

Recent crime in the immediate area, by type and trend, plus road safety.

Noise & air quality

Road, rail and aircraft noise plus NO₂ and particulate air pollution.

Schools

Nearest primaries and secondaries with Ofsted ratings and performance.

Transport & commute

Nearest stations, walk times and travel time to your workplace.

Amenities & green space

Walking distance to shops, GP, gyms, parks and everyday essentials.

Broadband & mobile

Full-fibre and gigabit availability, top speeds and mobile coverage.

Planning & tenure

Applications at the property and next door, designations, tenure and ownership.

Property history

Historic OS maps, the likely build era and a dated timeline of the home’s past.

Demographics & income

Local earnings, deprivation, household make-up and who lives nearby.

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St Albans house prices — FAQs

What is the average house price in St Albans?

Over the last three years the median sold price in St Albans was £610,000, with a mean of £742,048, based on 5,894 HM Land Registry sales.

Is St Albans expensive?

At a £610,000 median, St Albans is more expensive than the ~£290,000 England & Wales average.

Are house prices in St Albans going up or down?

On our smoothed index, St Albans prices have moved -0.4% over the past year. Local trends are noisy, so this is a guide to direction rather than a precise figure.

What's the cheapest type of home to buy in St Albans?

Of the common types, flat / maisonette have the lowest median at £330,000 (1,474 sales).

How much do I need to buy in St Albans?

Entry-level homes (the cheapest 10% of sales) went for under £285,000, and most buyers competed in the £420,000–£862,375 band. The top 10% of sales exceeded £1,250,000.

How much have St Albans house prices changed over 5 years?

Prices in St Albans are +6.9% over the last five years, and +31.1% over ten, on our smoothed index of Land Registry sales.

How much stamp duty will I pay on a home in St Albans?

On the £610,000 median-priced St Albans home, a home-mover pays about £20,500 in Stamp Duty Land Tax at 2026/27 rates (first-time-buyer relief doesn’t apply above £500,000). Second homes pay a surcharge on top.

How much deposit and income do I need to buy in St Albans?

A 10% deposit on the median £610,000 St Albans home is £61,000 (5% would be £30,500). Borrowing the remaining £549,000 implies a household income of roughly £122,000 at a typical 4.5× lending multiple.

How many homes sell in St Albans each year?

Roughly 2,033 sales a year have been recorded in St Albans recently (HM Land Registry). That’s a liquid market — homes come up regularly, and pricing is well-evidenced.

Are homes in St Albans freehold or leasehold?

27% of recent sales in St Albans were leasehold and the rest freehold. Leasehold usually means flats — always check the remaining lease length and any service charge or ground rent before offering.

How do I check a specific St Albans property before buying?

Area figures set the scene, but every home differs. A Housometer report scores an individual St Albans address across value, energy, flood & ground risk, crime, schools, transport, noise, air and more — search any address to see it.

Is St Albans a nice area to live?

"Nice" is personal, but the official data gives a baseline: neighbourhoods in St Albans average 8.4/10 on the English Indices of Deprivation (10 = least deprived), with 88% in the least-deprived half of England. Deprivation, income, education, health and crime all vary street by street — check the specific address, not just the area.

Is St Albans safe?

On the crime domain of the English Indices of Deprivation, the area around St Albans averages 7.6/10 (10 = lowest recorded-crime deprivation in England). That's an area-wide average from official data — a Housometer report maps 24 months of street-level recorded crime around any specific address.

Nearby & related areas

BirminghamLeedsNorth YorkshireCounty DurhamSomersetCornwallWiltshireBuckinghamshireCheshire EastBradford
Sources

Sold-price figures derived from HM Land Registry Price Paid Data (© Crown copyright), under the Open Government Licence v3.0; £/m² combines PPD with MHCLG EPC floor areas. Full Housometer reports also draw on HM Land Registry, Ordnance Survey, Environment Agency, VOA, Ofsted, Police.uk, DEFRA, ONS and more. Area figures summarise the market and are not a valuation of any individual home.