House prices in Cumberland
The average house price in Cumberland over the last three years is £211,442, with a median sold price of £165,000 — well below the ~£290,000 England & Wales norm.
HM Land Registry sold-price data · updated August 2026
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Sold prices in Cumberland
Based on 13,785 sales recorded in the last three years (HM Land Registry).
The average house price in Cumberland over the last three years is £211,442, with a median sold price of £165,000 — well below the ~£290,000 England & Wales norm. The mean sits notably higher than the median here, which usually means a tail of larger or higher-value sales pulling the average up. That's drawn from 13,785 recorded sales — a liquid, actively-traded local market.
Cumberland price trend
Quarterly median sold price (smoothed), against North West and England & Wales. Hover for the value at any quarter.
Over five years, prices in Cumberland have fallen (-21.4%). The last twelve months alone: -1.8%. Prices in Cumberland still sit about 45.6% below their 2019 peak on our smoothed index — worth knowing when a seller's asking price was set with the top of the market in mind.
How Cumberland growth compares
Sold prices rebased to 100 at 2015 — so you can compare the pace of change in Cumberland directly against North West and England & Wales, regardless of price level.
Indexed to 100 in 2015. A line at +20% means prices are 20% above their 2015 level.
What it costs to buy in Cumberland
From entry-level to premium — where sold prices actually land, not just the headline median.
Homes in Cumberland span an unusually wide range: the cheapest tenth of sales went for under £75,000, while the top tenth fetched over £367,500. Half of all sales fell between £110,000 and £250,000 — the practical "middle of the market" a typical buyer competes in.
Plan a budget for Cumberland
Slide across what homes in Cumberland actually sell for and see the deposit, stamp duty, monthly repayments and income a purchase would take.
Upfront cash ≈ £17,300 (deposit + stamp duty), before legal and survey fees. Illustration only, not financial advice — English SDLT main-residence rates for 2026/27; second homes pay a surcharge, and your mortgage rate and multiple will vary.
How Cumberland compares
Average sold price here against its wider area and England (HM Land Registry UK House Price Index).
At £211,442, homes in Cumberland sell for 27% below the England average. Prices here have moved slower than England as a whole over the past year (-1.8% vs +3.9%).
Prices by property type
Median sold price and share of the market, by type, across Cumberland.
The most-traded type in Cumberland is terraced (4,737 sales, median £115,000), which tends to set the tone of the area. Flats (£100,000) and houses (~£183,478) trade well apart, so the headline figure moves a lot with the mix of what's for sale.
The Cumberland market: activity & mix
How busy the market is, and what kind of homes actually change hands.
* 2026 is a part year — Land Registry sales are recorded a few weeks after completion.
Around 4,246 homes changed hands in Cumberland in 2025 — busier than the area's average of roughly 1,383 sales a year over the past decade. The busiest recent year was 2024 (4,448 sales). A busy market means more choice coming on, but also more competition — well-priced homes go quickly. 11% of recent sales in Cumberland were leasehold — mostly freehold, with some leasehold flats. New-build made up 8% of sales, a modest amount of new supply.
Where Cumberland is
The county outlined on the map — pan and zoom, then search any address inside it for a full report.
Boundary © Office for National Statistics (Open Geography Portal), Open Government Licence v3.0.
Buying in Cumberland? Don't offer on the area average.
Area prices set the scene — but the home you're viewing has its own flood risk, energy costs, crime picture, school catchment and fair value. Check the exact address before you commit.
What a full report reveals about a Cumberland home
Everything below is analysed for the specific address you search — locked here, unlocked in the report.
What's in a Housometer report
Every section, for any specific home in Cumberland.
An evidence-based estimate with a confidence range, every sale since 1995, and the nearest comparables.
EPC rating, floor area, heating type and what the home costs to run.
The exact band for this property and what it costs you each year.
River, sea and surface-water flood risk, with the nearest watercourse.
Subsidence and ground stability, radon potential and coal-mining legacy.
Recent crime in the immediate area, by type and trend, plus road safety.
Road, rail and aircraft noise plus NO₂ and particulate air pollution.
Nearest primaries and secondaries with Ofsted ratings and performance.
Nearest stations, walk times and travel time to your workplace.
Walking distance to shops, GP, gyms, parks and everyday essentials.
Full-fibre and gigabit availability, top speeds and mobile coverage.
Applications at the property and next door, designations, tenure and ownership.
Historic OS maps, the likely build era and a dated timeline of the home’s past.
Local earnings, deprivation, household make-up and who lives nearby.
£5 once for a single property, or £15/mo unlimited to check every home on your shortlist across England & Wales.
Cumberland house prices — FAQs
Over the last three years the median sold price in Cumberland was £165,000, with a mean of £211,442, based on 13,785 HM Land Registry sales.
At a £165,000 median, Cumberland is cheaper than the ~£290,000 England & Wales average.
On our smoothed index, Cumberland prices have moved -1.8% over the past year. Local trends are noisy, so this is a guide to direction rather than a precise figure.
Of the common types, flat / maisonette have the lowest median at £100,000 (741 sales).
Entry-level homes (the cheapest 10% of sales) went for under £75,000, and most buyers competed in the £110,000–£250,000 band. The top 10% of sales exceeded £367,500.
Prices in Cumberland are -21.4% over the last five years, on our smoothed index of Land Registry sales.
On the £165,000 median-priced Cumberland home, a home-mover pays about £800 in Stamp Duty Land Tax at 2026/27 rates, and a first-time buyer about £0 with first-time-buyer relief. Second homes pay a surcharge on top.
A 10% deposit on the median £165,000 Cumberland home is £16,500 (5% would be £8,250). Borrowing the remaining £148,500 implies a household income of roughly £33,000 at a typical 4.5× lending multiple.
Roughly 4,246 sales a year have been recorded in Cumberland recently (HM Land Registry). That’s a liquid market — homes come up regularly, and pricing is well-evidenced.
Area figures set the scene, but every home differs. A Housometer report scores an individual Cumberland address across value, energy, flood & ground risk, crime, schools, transport, noise, air and more — search any address to see it.
Sold-price figures derived from HM Land Registry Price Paid Data (© Crown copyright), under the Open Government Licence v3.0; £/m² combines PPD with MHCLG EPC floor areas. Full Housometer reports also draw on HM Land Registry, Ordnance Survey, Environment Agency, VOA, Ofsted, Police.uk, DEFRA, ONS and more. Area figures summarise the market and are not a valuation of any individual home.