Areas / OL3 · postcode district guide

House prices in OL3, Oldham

The median home in OL3, Oldham has sold for £313,500 over the last three years — broadly in line with the ~£290,000 England & Wales average.

Median price
£314k
last 3 yrs
1-year change
-6.2%
5-year change
+15.4%
Per m²
£4k

HM Land Registry sold-price data · updated July 2026

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Sold prices in OL3, Oldham

Based on 618 sales recorded in the last three years (HM Land Registry).

Median sold price
£0
Average sold price
£0
Median £/m²
£0
Year-on-year
0%

The median home in OL3, Oldham has sold for £313,500 over the last three years — broadly in line with the ~£290,000 England & Wales average. The average (£348,862) and median are close, so prices here are fairly evenly spread rather than skewed by a few outliers. That's drawn from 618 recorded sales — a reasonably active local market.

OL3 price trend

Quarterly median sold price (smoothed), against England & Wales. Hover for the value at any quarter.

OL3England & Wales
£250k£300k£350k201620182020202220242026£303k
1 year
-6.2%
5 years
+15.4%
10 years
+45.3%

Over five years, prices in OL3, Oldham have risen (+15.4%). Across a full decade they are +45.3%. The last twelve months alone: -6.2%. Prices in OL3, Oldham still sit about 8.2% below their 2025 peak on our smoothed index — worth knowing when a seller's asking price was set with the top of the market in mind.

How OL3 growth compares

Sold prices rebased to 100 at 2015 — so you can compare the pace of change in OL3 directly against England & Wales, regardless of price level.

OL3England & Wales
100120140201620182020202220242026+41%

Indexed to 100 in 2015. A line at +20% means prices are 20% above their 2015 level.

What it costs to buy in OL3, Oldham

From entry-level to premium — where sold prices actually land, not just the headline median.

£314k
Entry-level
£180k
10th %ile
Middle of the market
£230k–£425k
25–75th %ile
Premium
£571k
90th %ile

Homes in OL3, Oldham span a broad range: the cheapest tenth of sales went for under £180,000, while the top tenth fetched over £570,600. Half of all sales fell between £230,000 and £425,000 — the practical "middle of the market" a typical buyer competes in.

Plan a budget for OL3, Oldham

Slide across what homes in OL3 actually sell for and see the deposit, stamp duty, monthly repayments and income a purchase would take.

Target price in OL3
£314,000
around the local median · 34% up the local range
£180,000 · entry-level£575,000 · premium
deposit
Deposit (10%)
£31,400
Stamp duty (SDLT)
£5,700
Monthly repayment
£1,652/mo
5% · 25-yr repayment
Income needed
~£63,000
at 4.5× lending

Upfront cash ≈ £37,100 (deposit + stamp duty), before legal and survey fees. Illustration only, not financial advice — English SDLT main-residence rates for 2025/26; second homes pay a surcharge, and your mortgage rate and multiple will vary.

How OL3 compares

Average sold price here against its wider area and England (HM Land Registry UK House Price Index).

OL3 (this area)£349k
Oldham£212khere: +65%
England£291khere: +20%
OL3 1-yr -6.2%Oldham 1-yr +4%England 1-yr +3.9%

At £348,862, homes in OL3, Oldham sell for 65% above the Oldham average, and 20% above the England average. Prices here have moved slower than England as a whole over the past year (-6.2% vs +3.9%).

Prices by property type

Median sold price, £/m² and share of the market, by type, across OL3.

TypeMedian£/m²Sales
TerracedBest £/m²£270,000£3,133220 (36%)
Detached£520,000£3,962151 (24%)
Semi-detached£336,040£3,631148 (24%)
Flat / maisonette£184,600£3,54299 (16%)

The most-traded type in OL3, Oldham is terraced (220 sales, median £270,000), which tends to set the tone of the area. Flats (£184,600) and houses (~£361,568) trade well apart, so the headline figure moves a lot with the mix of what's for sale. Priced by size, homes here work out at roughly £3,523 per square metre — a useful yardstick when a listing's asking price looks high or low for its floor area. Space for money: terraced offer the most floor area per pound in OL3, Oldham, at about £3,133/m², while detached cost the most at £3,962/m² — a 26% premium. If floor area matters more to you than form, that gap is where the value hides.

The OL3 market: activity & mix

How busy the market is, and what kind of homes actually change hands.

Sales per year
'16
'17
'18
'19
'20
364'21
'22
'23
'24
246'25
'26*

* 2026 is a part year — Land Registry sales are recorded a few weeks after completion.

Tenure & new-build mix
Leasehold 47.6%Freehold 52.4%

Around 246 homes changed hands in OL3, Oldham in 2025 — in line with the area's average of roughly 270 sales a year over the past decade. The busiest recent year was 2021 (364 sales). Steady turnover means a reasonable flow of fresh listings through the year. 48% of recent sales in OL3, Oldham were leasehold — a substantial leasehold share, so factor in service charges and lease length.

Inside OL3: deprivation & demographics

Explore the neighbourhoods that make up this area. Each cell is a Census neighbourhood (LSOA) shaded by its national decile — switch between overall deprivation, income, education, health, crime and more. Tap a cell for its figure.

Most deprivedLeast

Deciles are national (1 = most deprived 10% in England, 10 = least). Source: English Indices of Deprivation (IMD) by 2021 LSOA, boundaries © ONS. This shows the area's statistical neighbourhoods, not a precise postcode boundary.

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🎓Schools & Ofsted

Every nearby school, phase, distance and latest Ofsted rating.

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Rivers, surface water, mining, radon and subsidence at the exact plot.

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24 months of local crime by category, mapped around the address.

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Modelled road/rail/aircraft noise and pollutant levels for the home.

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Ofcom speeds and coverage available at the postcode.

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Energy & running costs

EPC rating, floor area, and estimated heating & lighting costs.

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A price estimate with a confidence range and the comparable sales behind it.

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What's in a Housometer report

Every section, for any specific home in OL3.

Value & sold prices

An evidence-based estimate with a confidence range, every sale since 1995, and the nearest comparables.

Energy & EPC

EPC rating, floor area, heating type and what the home costs to run.

Council tax

The exact band for this property and what it costs you each year.

Flood risk

River, sea and surface-water flood risk, with the nearest watercourse.

Ground & mining

Subsidence and ground stability, radon potential and coal-mining legacy.

Crime & safety

Recent crime in the immediate area, by type and trend, plus road safety.

Noise & air quality

Road, rail and aircraft noise plus NO₂ and particulate air pollution.

Schools

Nearest primaries and secondaries with Ofsted ratings and performance.

Transport & commute

Nearest stations, walk times and travel time to your workplace.

Amenities & green space

Walking distance to shops, GP, gyms, parks and everyday essentials.

Broadband & mobile

Full-fibre and gigabit availability, top speeds and mobile coverage.

Planning & tenure

Applications at the property and next door, designations, tenure and ownership.

Property history

Historic OS maps, the likely build era and a dated timeline of the home’s past.

Demographics & income

Local earnings, deprivation, household make-up and who lives nearby.

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OL3 house prices — FAQs

What is the average house price in OL3, Oldham?

Over the last three years the median sold price in OL3 was £313,500, with a mean of £348,862, based on 618 HM Land Registry sales.

Is OL3, Oldham expensive?

At a £313,500 median, OL3 is about the same as the ~£290,000 England & Wales average, working out at roughly £3,523 per square metre.

Are house prices in OL3, Oldham going up or down?

On our smoothed index, OL3 prices have moved -6.2% over the past year. Local trends are noisy, so this is a guide to direction rather than a precise figure.

What's the cheapest type of home to buy in OL3, Oldham?

Of the common types, flat / maisonette have the lowest median at £184,600 (99 sales).

How much do I need to buy in OL3, Oldham?

Entry-level homes (the cheapest 10% of sales) went for under £180,000, and most buyers competed in the £230,000–£425,000 band. The top 10% of sales exceeded £570,600.

How much have OL3, Oldham house prices changed over 5 years?

Prices in OL3 are +15.4% over the last five years, and +45.3% over ten, on our smoothed index of Land Registry sales.

How much stamp duty will I pay on a home in OL3, Oldham?

On the £313,500 median-priced OL3 home, a home-mover pays about £5,675 in Stamp Duty Land Tax at 2025/26 rates, and a first-time buyer about £675 with first-time-buyer relief. Second homes pay a surcharge on top.

How much deposit and income do I need to buy in OL3, Oldham?

A 10% deposit on the median £313,500 OL3 home is £31,350 (5% would be £15,675). Borrowing the remaining £282,150 implies a household income of roughly £62,500 at a typical 4.5× lending multiple.

How many homes sell in OL3, Oldham each year?

Roughly 246 sales a year have been recorded in OL3 recently (HM Land Registry). That’s a reasonably active market with a steady flow of listings.

Are homes in OL3, Oldham freehold or leasehold?

48% of recent sales in OL3 were leasehold and the rest freehold. Leasehold usually means flats — always check the remaining lease length and any service charge or ground rent before offering.

How do I check a specific OL3 property before buying?

Area figures set the scene, but every home differs. A Housometer report scores an individual OL3, Oldham address across value, energy, flood & ground risk, crime, schools, transport, noise, air and more — search any address to see it.

Nearby & related areas

Postcode sectors within OL3
OL12OL2OL4OL11OL9OL16OL8OL10
Compare OL3 vs OL12
Sources

Sold-price figures derived from HM Land Registry Price Paid Data (© Crown copyright), under the Open Government Licence v3.0; £/m² combines PPD with MHCLG EPC floor areas. Full Housometer reports also draw on HM Land Registry, Ordnance Survey, Environment Agency, VOA, Ofsted, Police.uk, DEFRA, ONS and more. Area figures summarise the market and are not a valuation of any individual home.