Areas / CM3 · postcode district guide

House prices in CM3, Chelmsford

The average house price in CM3, Chelmsford over the last three years is £503,753, with a median sold price of £450,000 — well above the ~£290,000 England & Wales norm.

Median price
£450k
last 3 yrs
1-year change
-3.1%
5-year change
+3.7%
Per m²
£4k

HM Land Registry sold-price data · updated August 2026

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Sold prices in CM3, Chelmsford

Based on 2,118 sales recorded in the last three years (HM Land Registry).

Median sold price
£0
Average sold price
£0
Median £/m²
£0
Year-on-year
0%

The average house price in CM3, Chelmsford over the last three years is £503,753, with a median sold price of £450,000 — well above the ~£290,000 England & Wales norm. The mean and median are close, so prices here are fairly evenly spread rather than skewed by a few outliers. That's drawn from 2,118 recorded sales — a liquid, actively-traded local market.

CM3 price trend

Quarterly median sold price (smoothed), against England & Wales. Hover for the value at any quarter.

CM3England & Wales
£300k£400k201620182020202220242026£429k
1 year
-3.1%
5 years
+3.7%
10 years
+38.5%

Over five years, prices in CM3, Chelmsford have been broadly flat (+3.7%). Across a full decade they are +38.5%. The last twelve months alone: -3.1%. Prices in CM3, Chelmsford still sit about 4.6% below their 2024 peak on our smoothed index — worth knowing when a seller's asking price was set with the top of the market in mind.

How CM3 growth compares

Sold prices rebased to 100 at 2015 — so you can compare the pace of change in CM3 directly against England & Wales, regardless of price level.

CM3England & Wales
100110120130140150201620182020202220242026+43%

Indexed to 100 in 2015. A line at +20% means prices are 20% above their 2015 level.

What it costs to buy in CM3, Chelmsford

From entry-level to premium — where sold prices actually land, not just the headline median.

£450k
Entry-level
£250k
10th %ile
Middle of the market
£346k–£600k
25–75th %ile
Premium
£800k
90th %ile

Homes in CM3, Chelmsford span a broad range: the cheapest tenth of sales went for under £250,000, while the top tenth fetched over £800,000. Half of all sales fell between £345,750 and £600,000 — the practical "middle of the market" a typical buyer competes in.

Plan a budget for CM3, Chelmsford

Slide across what homes in CM3 actually sell for and see the deposit, stamp duty, monthly repayments and income a purchase would take.

Target price in CM3
£450,000
around the local median · 36% up the local range
£250,000 · entry-level£800,000 · premium
deposit
Deposit (10%)
£45,000
Stamp duty (SDLT)
£12,500
Monthly repayment
£2,368/mo
5% · 25-yr repayment
Income needed
~£90,000
at 4.5× lending

Upfront cash ≈ £57,500 (deposit + stamp duty), before legal and survey fees. Illustration only, not financial advice — English SDLT main-residence rates for 2026/27; second homes pay a surcharge, and your mortgage rate and multiple will vary.

How CM3 compares

Average sold price here against its wider area and England (HM Land Registry UK House Price Index).

CM3 (this area)£504k
Braintree£317khere: +59%
England£291khere: +73%
CM3 1-yr -3.1%Braintree 1-yr -1.4%England 1-yr +3.9%

At £503,753, homes in CM3, Chelmsford sell for 59% above the Braintree average, and 73% above the England average. Prices here have moved slower than England as a whole over the past year (-3.1% vs +3.9%).

Prices by property type

Median sold price, £/m² and share of the market, by type, across CM3.

TypeMedian£/m²Sales
Detached£570,000£4,5071,109 (52%)
Semi-detached£394,000£4,506528 (25%)
Terraced£320,000£4,714313 (15%)
Flat / maisonetteBest £/m²£185,000£3,690168 (8%)

The most-traded type in CM3, Chelmsford is detached (1,109 sales, median £570,000), which tends to set the tone of the area. Flats (£185,000) and houses (~£482,216) trade well apart, so the headline figure moves a lot with the mix of what's for sale. Priced by size, homes here work out at roughly £4,428 per square metre — a useful yardstick when a listing's asking price looks high or low for its floor area. Space for money: flat / maisonette offer the most floor area per pound in CM3, Chelmsford, at about £3,690/m², while terraced cost the most at £4,714/m² — a 28% premium. If floor area matters more to you than form, that gap is where the value hides.

The CM3 market: activity & mix

How busy the market is, and what kind of homes actually change hands.

Sales per year
'16
'17
'18
'19
'20
1,216'21
'22
'23
'24
815'25
'26*

* 2026 is a part year — Land Registry sales are recorded a few weeks after completion.

Tenure & new-build mix
Leasehold 9.3%Freehold 90.7%
New-build 9.1%Existing 90.9%

Around 815 homes changed hands in CM3, Chelmsford in 2025 — in line with the area's average of roughly 874 sales a year over the past decade. The busiest recent year was 2021 (1,216 sales). Steady turnover means a reasonable flow of fresh listings through the year. 9% of recent sales in CM3, Chelmsford were leasehold — almost entirely freehold. New-build made up 9% of sales, a modest amount of new supply.

Inside CM3: deprivation & demographics

Explore the neighbourhoods that make up this area. Each cell is a Census neighbourhood (LSOA) shaded by its national decile — switch between overall deprivation, income, education, health, crime and more. Tap a cell for its figure.

Most deprivedLeast

Deciles are national (1 = most deprived 10% in England, 10 = least). Source: English Indices of Deprivation (IMD) by 2021 LSOA, boundaries © ONS. This shows the area's statistical neighbourhoods, not a precise postcode boundary.

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What a full report reveals about a CM3 home

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🎓Schools & Ofsted

Every nearby school, phase, distance and latest Ofsted rating.

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🌊Flood & ground risk

Rivers, surface water, mining, radon and subsidence at the exact plot.

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24 months of local crime by category, mapped around the address.

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Ofcom speeds and coverage available at the postcode.

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Energy & running costs

EPC rating, floor area, and estimated heating & lighting costs.

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A price estimate with a confidence range and the comparable sales behind it.

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What's in a Housometer report

Every section, for any specific home in CM3.

Value & sold prices

An evidence-based estimate with a confidence range, every sale since 1995, and the nearest comparables.

Energy & EPC

EPC rating, floor area, heating type and what the home costs to run.

Council tax

The exact band for this property and what it costs you each year.

Flood risk

River, sea and surface-water flood risk, with the nearest watercourse.

Ground & mining

Subsidence and ground stability, radon potential and coal-mining legacy.

Crime & safety

Recent crime in the immediate area, by type and trend, plus road safety.

Noise & air quality

Road, rail and aircraft noise plus NO₂ and particulate air pollution.

Schools

Nearest primaries and secondaries with Ofsted ratings and performance.

Transport & commute

Nearest stations, walk times and travel time to your workplace.

Amenities & green space

Walking distance to shops, GP, gyms, parks and everyday essentials.

Broadband & mobile

Full-fibre and gigabit availability, top speeds and mobile coverage.

Planning & tenure

Applications at the property and next door, designations, tenure and ownership.

Property history

Historic OS maps, the likely build era and a dated timeline of the home’s past.

Demographics & income

Local earnings, deprivation, household make-up and who lives nearby.

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CM3 house prices — FAQs

What is the average house price in CM3, Chelmsford?

Over the last three years the median sold price in CM3 was £450,000, with a mean of £503,753, based on 2,118 HM Land Registry sales.

Is CM3, Chelmsford expensive?

At a £450,000 median, CM3 is more expensive than the ~£290,000 England & Wales average, working out at roughly £4,428 per square metre.

Are house prices in CM3, Chelmsford going up or down?

On our smoothed index, CM3 prices have moved -3.1% over the past year. Local trends are noisy, so this is a guide to direction rather than a precise figure.

What's the cheapest type of home to buy in CM3, Chelmsford?

Of the common types, flat / maisonette have the lowest median at £185,000 (168 sales).

How much do I need to buy in CM3, Chelmsford?

Entry-level homes (the cheapest 10% of sales) went for under £250,000, and most buyers competed in the £345,750–£600,000 band. The top 10% of sales exceeded £800,000.

How much have CM3, Chelmsford house prices changed over 5 years?

Prices in CM3 are +3.7% over the last five years, and +38.5% over ten, on our smoothed index of Land Registry sales.

How much stamp duty will I pay on a home in CM3, Chelmsford?

On the £450,000 median-priced CM3 home, a home-mover pays about £12,500 in Stamp Duty Land Tax at 2026/27 rates, and a first-time buyer about £7,500 with first-time-buyer relief. Second homes pay a surcharge on top.

How much deposit and income do I need to buy in CM3, Chelmsford?

A 10% deposit on the median £450,000 CM3 home is £45,000 (5% would be £22,500). Borrowing the remaining £405,000 implies a household income of roughly £90,000 at a typical 4.5× lending multiple.

How many homes sell in CM3, Chelmsford each year?

Roughly 815 sales a year have been recorded in CM3 recently (HM Land Registry). That’s a liquid market — homes come up regularly, and pricing is well-evidenced.

How do I check a specific CM3 property before buying?

Area figures set the scene, but every home differs. A Housometer report scores an individual CM3, Chelmsford address across value, energy, flood & ground risk, crime, schools, transport, noise, air and more — search any address to see it.

Streets in CM3

Sold prices, £/m² and every recorded home — street by street. 766 streets have a profile in CM3.

Main RoadThe StreetHullbridge RoadChurch RoadGandalfs RideMaldon RoadTallow GateBurnham RoadMelville HeathTylers RideInchbonnie RoadLittlecroftShimbrooksBrockenhurst WayCollingwood RoadCulver RiseCeleborn StreetImperial AvenueVilliers PlaceAbbotsleigh RoadHallowell DownFayrewood DriveThornborough AvenueBramley Way
Browse all 766 streets in CM3

Nearby & related areas

Postcode sectors within CM3
CM2CM1CM7CM23CM8CM9CM6CM17
Compare CM3 vs CM2
Sources

Sold-price figures derived from HM Land Registry Price Paid Data (© Crown copyright), under the Open Government Licence v3.0; £/m² combines PPD with MHCLG EPC floor areas. Full Housometer reports also draw on HM Land Registry, Ordnance Survey, Environment Agency, VOA, Ofsted, Police.uk, DEFRA, ONS and more. Area figures summarise the market and are not a valuation of any individual home.