Areas / CA13 · postcode district guide

House prices in CA13, Cockermouth

The average house price in CA13, Cockermouth over the last three years is £279,909, with a median sold price of £255,000 — below the ~£290,000 England & Wales norm.

Median price
£255k
last 3 yrs
1-year change
+3.7%
5-year change
+5.5%
Per m²
£3k

HM Land Registry sold-price data · updated August 2026

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Sold prices in CA13, Cockermouth

Based on 738 sales recorded in the last three years (HM Land Registry).

Median sold price
£0
Average sold price
£0
Median £/m²
£0
Year-on-year
0%

The average house price in CA13, Cockermouth over the last three years is £279,909, with a median sold price of £255,000 — below the ~£290,000 England & Wales norm. The mean and median are close, so prices here are fairly evenly spread rather than skewed by a few outliers. That's drawn from 738 recorded sales — a reasonably active local market.

CA13 price trend

Quarterly median sold price (smoothed), against England & Wales. Hover for the value at any quarter.

CA13England & Wales
£200k£250k£300k201620182020202220242026£256k
1 year
+3.7%
5 years
+5.5%
10 years
+33.6%

Over five years, prices in CA13, Cockermouth have been broadly flat (+5.5%). Across a full decade they are +33.6%. The last twelve months alone: +3.7%. Prices in CA13, Cockermouth still sit about 3.8% below their 2024 peak on our smoothed index — worth knowing when a seller's asking price was set with the top of the market in mind.

How CA13 growth compares

Sold prices rebased to 100 at 2015 — so you can compare the pace of change in CA13 directly against England & Wales, regardless of price level.

CA13England & Wales
90100110120130201620182020202220242026+22%

Indexed to 100 in 2015. A line at +20% means prices are 20% above their 2015 level.

What it costs to buy in CA13, Cockermouth

From entry-level to premium — where sold prices actually land, not just the headline median.

£255k
Entry-level
£122k
10th %ile
Middle of the market
£174k–£360k
25–75th %ile
Premium
£475k
90th %ile

Homes in CA13, Cockermouth span a broad range: the cheapest tenth of sales went for under £122,050, while the top tenth fetched over £474,967. Half of all sales fell between £174,188 and £360,000 — the practical "middle of the market" a typical buyer competes in.

Plan a budget for CA13, Cockermouth

Slide across what homes in CA13 actually sell for and see the deposit, stamp duty, monthly repayments and income a purchase would take.

Target price in CA13
£255,000
around the local median · 38% up the local range
£120,000 · entry-level£475,000 · premium
deposit
Deposit (10%)
£25,500
Stamp duty (SDLT)
£2,750
Monthly repayment
£1,342/mo
5% · 25-yr repayment
Income needed
~£51,000
at 4.5× lending

Upfront cash ≈ £28,250 (deposit + stamp duty), before legal and survey fees. Illustration only, not financial advice — English SDLT main-residence rates for 2026/27; second homes pay a surcharge, and your mortgage rate and multiple will vary.

How CA13 compares

Average sold price here against its wider area and England (HM Land Registry UK House Price Index).

CA13 (this area)£280k
Cumberland£172khere: +63%
England£291khere: -4%
CA13 1-yr +3.7%Cumberland 1-yr +4.8%England 1-yr +3.9%

At £279,909, homes in CA13, Cockermouth sell for 63% above the Cumberland average, and 4% below the England average.

Prices by property type

Median sold price, £/m² and share of the market, by type, across CA13.

TypeMedian£/m²Sales
Detached£380,000£2,966288 (39%)
Semi-detached£229,500£2,703196 (27%)
Terraced£180,000£2,326185 (25%)
Flat / maisonetteBest £/m²£125,000£2,03169 (9%)

The most-traded type in CA13, Cockermouth is detached (288 sales, median £380,000), which tends to set the tone of the area. Flats (£125,000) and houses (~£280,601) trade well apart, so the headline figure moves a lot with the mix of what's for sale. Priced by size, homes here work out at roughly £2,737 per square metre — a useful yardstick when a listing's asking price looks high or low for its floor area. Space for money: flat / maisonette offer the most floor area per pound in CA13, Cockermouth, at about £2,031/m², while detached cost the most at £2,966/m² — a 46% premium. If floor area matters more to you than form, that gap is where the value hides.

The CA13 market: activity & mix

How busy the market is, and what kind of homes actually change hands.

Sales per year
'16
'17
'18
'19
'20
378'21
'22
'23
'24
261'25
'26*

* 2026 is a part year — Land Registry sales are recorded a few weeks after completion.

Tenure & new-build mix
Leasehold 17.6%Freehold 82.4%
New-build 10.8%Existing 89.2%

Around 261 homes changed hands in CA13, Cockermouth in 2025 — in line with the area's average of roughly 300 sales a year over the past decade. The busiest recent year was 2021 (378 sales). Steady turnover means a reasonable flow of fresh listings through the year. 18% of recent sales in CA13, Cockermouth were leasehold — mostly freehold, with some leasehold flats. New-build made up 11% of sales, a modest amount of new supply.

Inside CA13: deprivation & demographics

Explore the neighbourhoods that make up this area. Each cell is a Census neighbourhood (LSOA) shaded by its national decile — switch between overall deprivation, income, education, health, crime and more. Tap a cell for its figure.

Most deprivedLeast

Deciles are national (1 = most deprived 10% in England, 10 = least). Source: English Indices of Deprivation (IMD) by 2021 LSOA, boundaries © ONS. This shows the area's statistical neighbourhoods, not a precise postcode boundary.

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What a full report reveals about a CA13 home

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🎓Schools & Ofsted

Every nearby school, phase, distance and latest Ofsted rating.

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🌊Flood & ground risk

Rivers, surface water, mining, radon and subsidence at the exact plot.

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24 months of local crime by category, mapped around the address.

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Ofcom speeds and coverage available at the postcode.

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Energy & running costs

EPC rating, floor area, and estimated heating & lighting costs.

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A price estimate with a confidence range and the comparable sales behind it.

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What's in a Housometer report

Every section, for any specific home in CA13.

Value & sold prices

An evidence-based estimate with a confidence range, every sale since 1995, and the nearest comparables.

Energy & EPC

EPC rating, floor area, heating type and what the home costs to run.

Council tax

The exact band for this property and what it costs you each year.

Flood risk

River, sea and surface-water flood risk, with the nearest watercourse.

Ground & mining

Subsidence and ground stability, radon potential and coal-mining legacy.

Crime & safety

Recent crime in the immediate area, by type and trend, plus road safety.

Noise & air quality

Road, rail and aircraft noise plus NO₂ and particulate air pollution.

Schools

Nearest primaries and secondaries with Ofsted ratings and performance.

Transport & commute

Nearest stations, walk times and travel time to your workplace.

Amenities & green space

Walking distance to shops, GP, gyms, parks and everyday essentials.

Broadband & mobile

Full-fibre and gigabit availability, top speeds and mobile coverage.

Planning & tenure

Applications at the property and next door, designations, tenure and ownership.

Property history

Historic OS maps, the likely build era and a dated timeline of the home’s past.

Demographics & income

Local earnings, deprivation, household make-up and who lives nearby.

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CA13 house prices — FAQs

What is the average house price in CA13, Cockermouth?

Over the last three years the median sold price in CA13 was £255,000, with a mean of £279,909, based on 738 HM Land Registry sales.

Is CA13, Cockermouth expensive?

At a £255,000 median, CA13 is cheaper than the ~£290,000 England & Wales average, working out at roughly £2,737 per square metre.

Are house prices in CA13, Cockermouth going up or down?

On our smoothed index, CA13 prices have moved +3.7% over the past year. Local trends are noisy, so this is a guide to direction rather than a precise figure.

What's the cheapest type of home to buy in CA13, Cockermouth?

Of the common types, flat / maisonette have the lowest median at £125,000 (69 sales).

How much do I need to buy in CA13, Cockermouth?

Entry-level homes (the cheapest 10% of sales) went for under £122,050, and most buyers competed in the £174,188–£360,000 band. The top 10% of sales exceeded £474,967.

How much have CA13, Cockermouth house prices changed over 5 years?

Prices in CA13 are +5.5% over the last five years, and +33.6% over ten, on our smoothed index of Land Registry sales.

How much stamp duty will I pay on a home in CA13, Cockermouth?

On the £255,000 median-priced CA13 home, a home-mover pays about £2,750 in Stamp Duty Land Tax at 2026/27 rates, and a first-time buyer about £0 with first-time-buyer relief. Second homes pay a surcharge on top.

How much deposit and income do I need to buy in CA13, Cockermouth?

A 10% deposit on the median £255,000 CA13 home is £25,500 (5% would be £12,750). Borrowing the remaining £229,500 implies a household income of roughly £51,000 at a typical 4.5× lending multiple.

How many homes sell in CA13, Cockermouth each year?

Roughly 261 sales a year have been recorded in CA13 recently (HM Land Registry). That’s a reasonably active market with a steady flow of listings.

Are homes in CA13, Cockermouth freehold or leasehold?

18% of recent sales in CA13 were leasehold and the rest freehold. Leasehold usually means flats — always check the remaining lease length and any service charge or ground rent before offering.

How do I check a specific CA13 property before buying?

Area figures set the scene, but every home differs. A Housometer report scores an individual CA13, Cockermouth address across value, energy, flood & ground risk, crime, schools, transport, noise, air and more — search any address to see it.

Streets in CA13

Sold prices, £/m² and every recorded home — street by street. 293 streets have a profile in CA13.

Main StreetThe ParklandsChurch MeadowsHigh BrighamSullart StreetWoodville ParkLow Road CloseIsel RoadDerwentside GardensGable AvenueBrigham RoadSandybeck WayKirkgateSt Helens StreetLaureates LaneStrawberry HowHarrot HillHigh RiggChalloner StreetNew StreetDale ViewSouth StreetGhyll BankTowers Lane
Browse all 293 streets in CA13

Nearby & related areas

Postcode sectors within CA13
CA2CA14CA1CA28CA11CA7CA3CA15
Compare CA13 vs CA2
Sources

Sold-price figures derived from HM Land Registry Price Paid Data (© Crown copyright), under the Open Government Licence v3.0; £/m² combines PPD with MHCLG EPC floor areas. Full Housometer reports also draw on HM Land Registry, Ordnance Survey, Environment Agency, VOA, Ofsted, Police.uk, DEFRA, ONS and more. Area figures summarise the market and are not a valuation of any individual home.